Moving Points From the Sapphire Preferred to the Sapphire Reserve

Sep 15, 2016

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Update: Some offers mentioned below are no longer available. View the current offers here – Chase Sapphire Preferred Card, Chase Sapphire Reserve

My husband recently pulled the trigger on the new Chase Sapphire Reserve Card, and thankfully was approved and will be the very happy recipient of 100,000 Ultimate Reward points as soon as he hits the $4,000 minimum spending requirement in the first three months.

Probably like many of you, he has had the Chase Sapphire Preferred for several years and had been racking up points on it at a rate of 2x points on travel and dining, 1x elsewhere. Now that he has the Chase Sapphire Reserve that will earn 3x on travel and dining, 1x elsewhere, the Sapphire Preferred Card will likely be “retired” from his wallet. However, he wants to be sure to move over the 44,000+ points he has on that card to the Sapphire Reserve, especially since they are worth more when associated with the Sapphire Reserve than with the Sapphire Preferred if you want to use them to pay for travel through the Chase website.

To move his points over to the Reserve Card, he first logged into his Chase account and went to his old Sapphire Preferred Card.

From there he clicked on the point balance on the upper right hand side to reveal an drop down box where you can select “combine points”. You can combine points to another Ultimate Rewards earning card you have, or one held by one household member who is also an authorized user.

He then opted to move all of his points on the Sapphire Preferred over to the Sapphire Reserve.

This process was instant, and as you can see below via the Sapphire Preferred his 44,869 points were previously worth $560.86 towards travel via the Chase website, or 1.25 cents each via that card.

Now that the points have been moved to the Sapphire Reserve they were immediately worth $673.04 towards travel if he decides to use them in that manner since they are worth 1.5 cents each towards travel with that card.

Getting $113 in additional value for your points to use towards travel simply by moving them from one card to the next is not chump change, and it makes the Sapphire Reserve potentially even more valuable if you like to use your points in that manner. We don’t traditionally use our Ultimate Reward points at a fixed value for travel since we like to transfer to partners like United and Hyatt, but at 1.5 cents each it isn’t a bad deal, especially if you use to it purchase an airline ticket that would then earn miles on top of that.

Between the additional value added to our “old” Ultimate Reward points with the transfer, the $300 travel credit each calendar year, the 3x points on travel and dining, and of course the 100,000 sign-up bonus points, the $450 annual fee the Sapphire Reserve carries is well worth the expense in my opinion.

I’m still waiting to drop below 5/24 in December to hopefully get my own Sapphire Reserve, but we are making the most of his shiny new card for the time being! Anyone else already do the point switch over from the Sapphire Preferred to the Sapphire Reserve?

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

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