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Update: Some offers mentioned below are no longer available. View the current offers here: Citi Prestige, Citi Premier Card

When it comes to sharing points between different users’ accounts, Cifti ThankYou Rewards has long been one of the more generous programs. While Amex Membership Rewards only lets you transfer points to an authorized user and Chase Ultimate Rewards only lets you move rewards to a household member’s account, Citi has let customers move points between any accounts — with the caveat that they must be redeemed within 90 days. According to a thread on FlyerTalk, however, it looks like there are some new restrictions on transferring points to other users.

The updated terms, shared in the thread, include a limit on the number of points you can share with another ThankYou Rewards member in a calendar year:

The total number of points a member can share is 100,000 Points in a given calendar year and the total number of points a member can receive from other members is 100,000 Points in a given calendar year.

Note that the 100,000-point limit doesn’t apply to transfers between your own Citi ThankYou Rewards accounts; it only comes into play when you’re transferring to another user. The 90-day timeframe for redeeming transferred points before they expire still applies. Finally, the updated rules don’t add any limit to the number of points you can transfer to frequent flyer and hotel programs.

A couple of Singapore Suites/
ThankYou Rewards remains a worthwhile program thanks to redemption options like Singapore Suites.

Additional restrictions are never welcome when it comes to loyalty programs, but in the scheme of things this update is not too hard to swallow. If you’re trying to book an award for a friend or family member that requires more than 100,000 points, you can always book the reservation yourself instead.

Citi and its portfolio of travel rewards cards haven’t been garnering too many positive headlines over the past several months, what with the significant downgrades to the Citi Prestige Card and the pulled bonus for the Citi Premier Card. That said, there are some sweet spots in the ThankYou Rewards program, and even with this new restriction Citi’s still more generous than other issuers when it comes to sharing points with friends and family members.

H/T: View from the Wing

Will this new rule affect you?

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Intro APR on Purchases
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Regular APR
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Annual Fee
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Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
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