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Update: Some offers mentioned below are no longer available – Citi Hilton HHonors Visa Signature Card, Citi Hilton HHonors Reserve Card

If you don’t have the Citi Hilton HHonors Visa Signature Card, now’s a great time to apply. For a limited time, the card’s offering an increased sign-up bonus of 75,000 HHonors points after you make $2,000 in purchases in the first three months of account opening.

This limited-time offer is a significant step up from the card’s usual sign-up bonus of 40,000 HHonors points (after making $1,000 in purchases in the first three months). It’s great to see Citi raising the sign-up bonus to 75,000 HHonors points (if only for a limited time) — if you didn’t catch the last round in September, now is a very good time to sign up.

Based on TPG’s latest valuations, the sign-up bonus is worth $375, though depending on how you redeem the points, they could easily be worth more. For example, you could score a night at the Category 9 Hilton Moorea, where nightly room rates hover well over $400. You can also redeem the sign-up bonus for a week-long award stay at lower-level Hilton properties like the DoubleTree Kuala Lumpur.

Is It Worth It?

Enjoy HHonors Silver benefits at properties like the Hilton Abu Dhabi.
Enjoy HHonors Silver benefits at properties like the Hilton Abu Dhabi.

If you’re looking to minimize out-of-pocket costs for hotel stays, the Citi Hilton HHonors Visa Signature Card is a no-brainer. Depending on how you choose to redeem them, the 75,000 points can get you far — or get you a night at a high-category property that might be out of reach with cash.

Plus, the card grants you automatic HHonors Silver status, which means you can enjoy the fifth night free on award stays. Last year, Nick Ewen pegged Silver status at $65 — while that’s not much, it adds to the value you’ll get from a no-fee card, and you can also fast-track to HHonors Gold status by completing four eligible stays within the first 90 days of cardmembership or by spending $20,000 on the card in a calendar year.

That said, this card isn’t the only option for Hilton guests. There’s also the Citi Hilton HHonors Reserve Card, which offers two free weekend nights at participating Hilton properties when you spend $2,500 in the first four months after account opening. The card does come with a $95 annual fee, but it justifies it with elevated benefits, including higher earning rates and complimentary Gold status. Still, there’s no reason you can’t hold both cards — just make sure you keep Citi’s application restrictions in mind.

Bottom Line

While the Citi Hilton HHonors Visa Signature Card might not be the most rewarding option for everyday spending, the current 75,000-point sign-up bonus and the lack of an annual fee make it a relative no-brainer. If you’re thinking of applying, don’t wait too long before pulling the trigger. It’s not clear when this limited-time offer will expire, but in the past it’s stuck around for a few months at a time.

How would you use 75,000 HHonors points?

Know before you go.

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2018 TPG Award Winner: Mid-Tier Card of the Year
Chase Sapphire Preferred® Card

NEW INCREASED OFFER: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Intro APR on Purchases
N/A
Regular APR
18.24% - 25.24% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.