Change in Terms of Hyatt Credit Card Offer?

Feb 19, 2016

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Based on a comment below it is possible this is not actually a new term, but potentially something that has always been there, just not enforced. I can’t say with 100% certainty, but either way it is worth noting as anything that is being done in practice beyond what is required per the terms is always subject to change without notice.

In light of many of us scrambling to determine which Chase credit cards, if any, to add to our wallets before it quite possibly gets much harder to get approved, I just received a very interesting question/comment related to the Hyatt Credit Card.

I have previously pointed out that the best use of the Hyatt sign-up bonus award nights may be to use them at the all-inclusive properties, especially for families of three or four looking to stay at the Ziva properties. For example, for a family with two adults and two children, the points price per night at the Hyatt Ziva in Cancun would be 50,000 points per night – more than any other Hyatt in the system since the third and fourth person are an additional 12,500 points each (for children, ages 3 and up).

Hyatt All-Inclusive in Jamaica
Hyatt All-Inclusive in Jamaica

However, the two award credit card sign-up bonus nights would cover all four people in one room with any additional charges for the third and fourth occupant, so they offered a tremendous value for families looking to visit the all-inclusive properties. In fact, this is exactly how I used my Hyatt credit card award nights. But, that party may be over…

As was pointed out to me by Mommy Points reader, Bob, the terms and conditions for the Hyatt Credit Card now read (bolding mine):

Each Free Night Award is valid for use within one year from issuance for one (1) night in any available standard room at any Hyatt Hotel or Resort worldwide or participating M life resorts. Free Night Awards at Hyatt Zilara and Hyatt Ziva are based on single or double occupancy only.

I’m almost certain that reflects a recent change in terms, and certainly would be a change in practice since Hyatt had previously confirmed to me that you can use your sign-up bonus nights up to the max capacity of the room at the all-inclusive properties. I have reached out to Hyatt to see what the options will be going forward for families wishing to use their sign-up bonus award nights at the Ziva properties, if there are any options. I’ll update when I receive a response. In the meantime, just be aware of these terms in case you were planning to get the Hyatt Credit Card with the intent to use them for a family all-inclusive vacation beyond double occupancy.


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Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.

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More Things to Know
  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
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Annual Fee
Balance Transfer Fee
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