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Starwood Preferred Guest is one of my absolute favorite rewards programs. Starpoints are widely regarded as the most valuable loyalty currency, and that is reflected in my monthly valuations. It’s added several new chains to its portfolio, which now includes 11 brands, the newest of which being Design Hotels, as well as new airline transfer partners — unlike some programs which constantly devalue and lose partners. But one of the biggest reasons I love SPG so much is because of the way you can start the year strong with elite-qualifying nights and stays.

Four stays and 10 nights being credited to my account is a beautiful sight.

Because I’m a cardholder of both the Starwood Preferred Guest Credit Card from American Express and its Starwood Preferred Guest Business Credit Card from American Express, I’m already 20% of the way toward Platinum status requalfication — and I haven’t even stayed in a hotel one night this year. It isn’t one of the key advertised perks, but for each of the two co-branded cards, you receive credit for five nights and two stays each year — so a total of four stays and 10 nights each year. For that reason alone, I know I’ll always keep these cards alive — they’re well worth the annual fee ($95, which is waived the first year) and always pay off in the end, not to mention the other benefits that come with the cards and accruing valuable Starpoints from everyday spend.

SPG Platinum status requires 25 stays or 50 nights and can earn you late check out, room upgrades, complimentary club access, among other benefits. Starting my year off 20% of the way to reaching Platinum status is a huge bonus. Also, I’m 10% of the way to 100-night Platinum Ambassador, which will get me many more benefits on top of the standard Platinum status. Having this option available makes being an SPG Amex cardholder completely worth it in my eyes.

TPG SPG Start Year Off Right
I’m going to be spending my Starpoints much more in 2016.

Other Perks

If you don’t already have the card, the current sign-up bonus is 25,000 Starpoints after spending $3,000 in the first three months and the $95 annual fee is waived the first year, making it a total no-brainer. If you wait until August/September, the bonus may jump to 30,000 points, as it has the past several years. As of August 2015, there is complimentary and unlimited Boingo Wi-Fi, complimentary premium in-room internet access and no foreign transaction fees on both cards.

The business version will earn you 25,000 Starpoints after spending $5,000 in the first three months. You’ll earn the same previously mentioned benefits, as well as Sheraton Club access when you book rates that are eligible to earn Starpoints. For both cards, you’ll earn up to 5 Starpoints for each dollar of eligible purchases at participating SPG hotels — 2 for charging your purchase to an SPG card in addition to the 2 or 3 for which you may be eligible as an SPG member — and 1 Starpoint for all other purchases.

My SPG Hoarding Situation and Looming Merger Anxiety

I use my SPG Amex cards for all spend where I’m not getting a bonus on another card. And, as you can see in the picture above, I’ve been hoarding them a bit, which is a bad long-term investment. So, I’m making 2016 the year of the #TPGSPGBURN as we near the Marriott merger. Who knows what will happen to Starpoints when the merger is complete, but I plan to burn them on some nice resort stays and SPG Moments in the meantime. Stay tuned!

How are you using your Starpoints this year? Use #TPGSPGBURN to join the conversation on Twitter, Facebook and Instagram.

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

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More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Terms Apply.
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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.