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Update: Some offers mentioned below are no longer available. View the current offers here – Citi ThankYou Premier Card

This week, Citi announced that eGift cards will now be available for purchase through, in addition to the physical gift cards that have been offered for years. Emails were sent to ThankYou Rewards members introducing the new redemption option, and several dozen eGift cards already appear on the site. Not all gift cards can be delivered electronically, but a number of popular retailers are currently available, including Target, The Home Depot, Best Buy and Staples.

This is good news for anyone who uses rewards to cover retail purchases, since you’ll only have to wait a few minutes (instead of weeks) for gift cards to be delivered. While there are certainly more valuable ways to redeem ThankYou Points, Citi offers a fairly consistent redemption value of 1 cent per point toward gift cards (including these new eGift cards), which is better than the return you’ll get by redeeming for merchandise directly. You can earn ThankYou Points with a variety of cards, including Citi Prestige and Citi ThankYou Premier.

Citi offers expedited shipping for gift cards, but the new electronic delivery option is free and even faster.

Citi used to offer eGift cards to before adding the Shop with Points feature several years ago. This broader rollout of electronic delivery options shows that Citi is continuing to make improvements to the ThankYou Rewards program. While eGift cards are a modest benefit compared to new airline partners and transfer bonuses, it’s worth noting that Ultimate Rewards only offers physical gift cards at present.

Once again, gift cards aren’t a strong redemption option, but if you need to make a purchase and you’re short on cash, Citi’s electronic gift cards can help you act quickly when you find a good price.

The best beginner points and miles card out there.
Chase Sapphire Preferred® Card

With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game. Here are the top 5 reasons it should be in your wallet, or read our definitive review for more details.

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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.