View Upcoming Bills, Recent Spend and Credit Utilization with TPG Maximizer
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If you logged into your TPG Maximizer today, you’ve probably noticed the brand-new dashboard. Like the TPG To Go app and TPG’s new Chrome extension, Maximizer is a free service to help you earn the most miles and points with everyday purchases. And now it’s more powerful than ever!
To get started, sign up for TPG Maximizer and log in to your credit card accounts. Maximizer will automatically populate with your connected cards, though you may have to match an account to its corresponding card on the website.
Once your cards are added, you’ll see several items on your Maximizer Dashboard. First you’ll see an older feature — a tally of the total rewards you earned compared with those you missed because you didn’t pay with the “right” card. Of course, if you’re working toward a minimum-spend requirement, you’ll likely see some missed rewards, as is the case with my account above. (Note that you’ll be able to see a breakdown of rewards by individual transaction following an update in 2016.)
Next down on the page is a breakdown of your category spend for the last 90 days, broken out into your five most used categories, plus other transactions. Individual card issuers offer similar charts, though Maximizer can tally up purchases from all of your credit and charge cards.
Scrolling further down the page, you’ll find a list of credit and charge card bills due within the next few weeks, along with your statement balances for each account. Note that these amounts match what’s on your statement, so you may see a balance listed here that you’ve already paid off.
Finally, Maximizer will tally up your current balance and present it alongside your available credit to calculate your credit utilization. I have 12 credit cards in my account, so my available credit is quite high (though not high enough to do too much damage). Since I pay off the balance on all of my cards every few days, the current balance is very low, resulting in a 0% credit utilization.
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