New Increased Offers on the Chase Ink Plus and Ink Cash!

Sep 23, 2015

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Update: Some offers mentioned below are no longer available. View the current offers here.

Sign-up offers on credit cards are a great way to boost your account balances and unlock a variety of valuable redemptions. Today Chase announced two increased offers on a pair of very popular cards: the Ink Plus Business Card and the Ink Cash Business Card.

A fantastic redemption just got even better — the Park Hyatt Maldives Hadahaa now once again costs just 25,000 points.
You can transfer points from the Ink Plus to Hyatt for luxurious redemptions like the Park Hyatt Maldives.

The sign-up bonus alone is worth $1,260 based on TPG’s most recent valuations, and the category bonuses can be very lucrative throughout the year. With the program’s diverse travel partners, there are many ways to redeem your Ultimate Rewards points for maximum value. TPG Contributor Eric Rosen recently flew Lufthansa first class in part from transferring points to United, one of several ways to fly first class using Ultimate Rewards points.

The big difference between this offer and the standard offer on the card is the fact that the annual fee isn’t waived for the first year. The trade off, though, is that you’ll earn an extra 10,000 Ultimate Rewards points. Since that essentially equates to buying Ultimate Rewards points for less than a cent apiece, this is a very appealing offer.

Ink Business Cash Credit Card:

If you want to avoid an annual fee, the Ink Cash could be a good option. Even though it appears to be a simple cash-back card on the surface (like the Chase Freedom, which is no longer open to new applicants), you can actually convert the earnings on it to more valuable (and flexible) Ultimate Rewards points if you have a premium card like the Ink Plus or Chase Sapphire Preferred Card. For more information on how to do this, be sure to check out Jason Steele’s post on Why Chase Freedom Isn’t Just Another Cash Back Card.

Applying for a Business Card

Even though these are both marketed as business credit cards, you don’t need to have a formal business with an EIN number in order to apply for them. For those of you who have small businesses, instead of applying with a Tax Identification Number you can enter your social security number in the box and indicate that that you are a sole proprietor.

Ink Plus application

There are several key differences between personal and business credit cards, including different category bonuses and lucrative sign-up offers. Be sure to check out TPG’s top 10 reasons to get a business credit card for more details.

Bottom Line

My wife and I have had the Ink Plus for years and love them. If you’ve been eyeing one of these cards, now’s a great time to apply! For more information on them, check out the following posts:

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 3X points on dining and 2x points on travel, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Regular APR
16.24% - 23.24% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

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