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TPG reader Ben tweeted me to ask about the Amex Fine Hotels & Resorts program:

@thepointsguy– “If I book multiple rooms via Amex FHR, will each room get complimentary upgrades if they’re available, or only the cardholder’s room?”

American Express Fine Hotels & Resorts is an amazing program if you know how to maximize it. If you have the The Platinum Card® from American Express card or the the Centurion card, then you have access to Amex FHR. In addition to competitive rates, benefits include:

  • Room upgrade when available
  • Early check-in when available
  • Daily breakfast for two
  • Guaranteed 4 pm late check-out
  • Local amenity (usually a $100 credit)
  • Free WiFi

These perks can cost a lot, especially at high-end hotels, so not only can you save a lot of money by booking through FHR, but you’ll also get benefits that you wouldn’t receive through a normal online travel agency.

I was able to get the FHR benefits for two rooms I booked at the Four Seasons Toronto
I was able to get the FHR benefits for two rooms I booked at the Four Seasons Toronto.

The good news is that you can book up to three rooms under your account, and all rooms will qualify. I’ve done it before at the Four Seasons Toronto, where both of the rooms I booked received the benefits. It’s a great way to maximize the perks of FHR, especially if you’re traveling with a big family or group of friends. Keep in mind that you can get up to three additional cards/cardholders for your personal Amex Platinum for $175 total (See Rates & Fees), and you could probably book more rooms under additional cardholders.

Each of these cardholders can also get free acccess to Centurion Lounges, Delta Sky Club Lounges, Priority Pass Select and a statement credit for a Global Entry application. For $58.33 per person, it’s a no-brainer to add cardholders, especially when you consider programs like FHR.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), up to a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at Marriott and Hilton. Combined with the 60,000 point welcome offer -- worth $1,200 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the annual fee makes sense for you.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
Regular APR
Annual Fee
Balance Transfer Fee
See Terms
Recommended Credit
Terms and restrictions apply. See rates & fees.

For rates and fees of the Platinum Card, please click here.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.