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Update: Some offers mentioned below are no longer available. View the current offers here – United MileagePlus Explorer Card

TPG reader Jason tweeted me to ask

@thepointsguy – “Is it worth signing up for the United MileagePlus Explorer card now?”

Right now the United MileagePlus Explorer Card from Chase is offering a sign-up bonus of 30,000 miles after you spend $1,000 in the first 3 months. My advice is not to sign up for the card just yet, because it’s possible (or even likely) that you could get a better deal. Chase sometimes offers a sign-up bonus of 50,000 miles for this card, and often targets individuals for that same larger bonus (this happened to me when I was a United MileagePlus elite member).

Also, you may be able to find a better offer when booking airfare through the website, because United sometimes presents deals to those purchasing airfare or checking out. The 30,000 mile bonus is respectable, but I would hold off in hopes of a better offer.

I would wait for a better bonus to come along. Photo courtesy of Shutterstock.

If you happen to have a small business, the United MileagePlus Explorer Business Card currently offers a 50,000 mile bonus after you spend $2,000 on purchases in the first 3 months, so you could apply for that card now and then wait for a better bonus from the personal card.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

The best beginner points and miles card out there.
Chase Sapphire Preferred® Card

With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game. Here are the top 5 reasons it should be in your wallet, or read our definitive review for more details.

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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
N/A
Regular APR
18.24% - 25.24% Variable
Annual Fee
$0 Intro for the First Year, then $95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.