Why Do You Recommend Transferring Chase UR Points to Hyatt?

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TPG reader Dan emailed me to ask:

“In several blog posts, you mention that you get more value from Ultimate Rewards points if you use them with Hyatt, but it seems like points transfer 1:1. Can you please explain?”

I don’t mean to say that you actually get more points by transferring to Hyatt then you do with any other transfer partner. The Chase Ultimate Rewards partners all transfer at a 1:1 ratio. However, the value you get out of those points is not the same. You can transfer 30,000 Ultimate Rewards points and redeem for a stay at a beautiful Park Hyatt, which could cost upwards of $1,000 per night. That would give you over three cents per point in value.

You can transfer 30,000 Chase Ultimate Rewards points to Hyatt for a night in a luxury Park Hyatt hotel.

You can use other programs for comparable rooms, but you’re going to end up paying more. While you can transfer Amex points to Hilton at a better ratio of 1:1.5, you’ll need 95,000 HHonors points for a similar stay/room at a Hilton property.  With Chase Ultimate Rewards transfer partner Ritz-Carlton, a comparable stay would cost you 70,000 points per night.

The same goes for Marriott and IHG, where you’re looking at 50,000 points instead of 30,000 points for a room at a top-tier property. Even though Hyatt doesn’t have the biggest footprint, I firmly believe that as far as transferable points go, sending Chase Ultimate Rewards to Hyatt is a solid deal.

Of course, always do the math for whatever redemption you have in mind and make sure it offers good value.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

The best beginner points and miles card out there.
Chase Sapphire Preferred® Card


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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
17.99% - 24.99% Variable
Annual Fee
$0 Intro for the First Year, then $95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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