Which Business Credit Card Should I Get?

Jan 18, 2015

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TPG reader Berel sent me a message on facebook to ask:

I have the Chase Ink Plus and spend about $25,000-30,000 on it each month. Is there another business credit card you recommend so I can accumulate points other than Chase Ultimate Rewards?

The Chase Ink Plus is among the business cards that I use regularly, and I think it’s one of the top cards out there, especially if you’re spending money on office supplies, gas, or hotels.

The other business card that I use the most is the Starwood Preferred Guest® Business Credit Card from American Express. Starpoints are the most valuable loyalty currency in my opinion. They’re amazing for hotel stays; I use them for SPG Moments (like taking my dad courtside to a Knicks game); and there are 33 travel transfer partners. Starwood Business is a great card, though it is a credit card, and my credit line isn’t as big as I’d like it to be, since I have several other Amex cards.

Chase
Chase

To help you decide which card will suit you, think about how you want to diversify your points. If you want perks, The Business Platinum Card® from American Express won’t give you the best earning ratio, but will give you access to Centurion Lounges, $200 annually in airline rebates, free Global Entry, and more.

Those are two good options, but there are tons of other offers out there. Ink Plus and SPG Business are my main business cards, and cover most of my travel needs, but see what else is available before you pick one.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.