Which Credit Card Is Best for Miscellaneous Travel Expenses?
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TPG reader Gisele emailed me to ask:
“I’m organizing a trip to Italy in the spring and would like to know if there’s a good credit card for less obvious travel expenses, such as Eurorail passes, museum tickets, tour buses, etc. I also would like to use Airbnb instead of a hotel. Do you have any suggestions for me?”
Often when points and miles enthusiasts plan trips, we focus on the most prominent costs: getting award tickets, getting business class, using hotel points, etc. However, there are a lot of extra expenses associated with travel that can add up quickly even if you get your flight and hotel for free, especially in Europe, where the currency exchange rate isn’t in our favor right now. Expenses like train or bus tickets, tours, museum tickets, etc., all have to be factored into your budget.
TPG reader Gisele is planning a trip to Italy having clearly considered all these expenses, and would like to know what credit card could cover all these extras, including Airbnb rentals.
I think there are two obvious choices out there for anyone looking to cover general travel expenses: the first is the Barclaycard Arrival Plus World Elite Mastercard, which has a 40,000 mile sign-up bonus after you spend $3,000 in the first 90 days. It offers double miles on all purchases and a 10% rebate on miles when you redeem for travel expenses. It also has chip and pin capability and no foreign transaction fees, making it a great option for European travel.
Another option is the Capital One Venture Rewards Credit Card, which also offers a sign-up bonus of 40,000 miles (again, after spending $3,000 in the first three months) and has no foreign transaction fees.
Those are probably my top two recommendations, but there are several others.