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Online shopping portals are a no-brainer. Never, ever shop online by directly going to a retailer (whether that be Neiman Marcus or American Airlines). Always go through a portal so you get extra miles or cash back.

I love getting these "you
I love getting these “you’ve earned more points” emails

American Express shut their earning portal down last year, but luckily Chase has a pretty generous portal (Ultimaterewards.com -> Earn Faster) that allows you to rack up tons of valuable Ultimate Rewards points at hundreds of retailers. As I’ve written about before, this is a great way to maximize the points you earn on airfare- they used to offer 2 points at Travelocity, so in addition to the 2 points per dollar on all travel and dining from the Sapphire Preferred and the 7% annual dividend, it was like getting 4.28 points per dollar spent. I value Ultimate Rewards points at 2.1 cents a piece, so that’s like getting an additional ~9% back in value.

Only two vendors for flights!
Only two vendors for flights!

Sadly, many retailers were pulled from the portal recently, including travel sites Orbitz, Travelocity and Priceline. Luckily Expedia and Hotwire are still options at 1 point per dollar spent, but they’re only at 1 point per dollar each. Hotwire has been 2 points per dollar in the past, so let’s hope Chase ups the ante next month! Note: If you’re going to book through Expedia, make sure you triple dip and get their new Expedia+ rewards points as well.

It pays to shop using a shopping portal. Image courtesy of Shutterstock.

Have you noticed any other key retailers missing from the Ultimate Rewards portal? 

Chase Sapphire Preferred® Card
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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Intro APR on Purchases
N/A
Regular APR
18.24% - 25.24% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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