Can I Transfer Amex Membership Rewards to Someone Else?

Jul 20, 2014

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I love transferable points. I’ve said it time and time again; the best way to protect yourself from program devaluations is to built up points in one of the three major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards, and Starwood Preferred Guest.

TPG reader Blayne recently tweeted at me:

“‪@thepointsguy Can I transfer Amex Membership Rewards points to a Delta Skymiles account with a different name?”

The answer used to be sort of; technically Amex prohibited it, but in reality you could transfer Amex Membership Rewards points to whomever you wanted. Unfortunately, however, Amex has really cracked down on this.

Basically what’s happening is that a lot of people are selling their Membership Rewards points to brokers, and those brokers turn around and sell award tickets to people looking for cheap business class fares. It’s a huge business and a shadowy market. I’ve met a lot of people who have sold miles successfully, but it’s a huge risk, because Amex will shut your account down if they catch you, and you’ll lose all your points. I don’t recommend it.

So recently Amex has instituted many more controls. You can now only really transfer points to a spouse or additional cardholder, since Amex wants to make sure that the people you transfer points to are people you actually know, and that you’re not selling them. If the person you want to transfer to is a spouse or has an additional card, then you’ll have no problem. Otherwise it’s going to be tricky.

If you have any other questions, please message me on Facebook, tweet me @ThePointsGuy, or send me an email at

Bank of America® Premium Rewards® Visa® credit card

This card from Bank of America gets really interesting if you have a BofA checking, savings or investment account. Depending on the value of your combined accounts you can potentially get as much as 3.5x points on travel/dining and 2.625x points on other purchases making it the richest consumer banking bonus out there.

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More Things to Know
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Intro APR on Purchases
Regular APR
17.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Recommended Credit

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