This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

I love transferable points. I’ve said it time and time again; the best way to protect yourself from program devaluations is to built up points in one of the three major transferable points programs: American Express Membership Rewards, Chase Ultimate Rewards, and Starwood Preferred Guest.

TPG reader Blayne recently tweeted at me:

“‪@thepointsguy Can I transfer Amex Membership Rewards points to a Delta Skymiles account with a different name?”

The answer used to be sort of; technically Amex prohibited it, but in reality you could transfer Amex Membership Rewards points to whomever you wanted. Unfortunately, however, Amex has really cracked down on this.

Basically what’s happening is that a lot of people are selling their Membership Rewards points to brokers, and those brokers turn around and sell award tickets to people looking for cheap business class fares. It’s a huge business and a shadowy market. I’ve met a lot of people who have sold miles successfully, but it’s a huge risk, because Amex will shut your account down if they catch you, and you’ll lose all your points. I don’t recommend it.

So recently Amex has instituted many more controls. You can now only really transfer points to a spouse or additional cardholder, since Amex wants to make sure that the people you transfer points to are people you actually know, and that you’re not selling them. If the person you want to transfer to is a spouse or has an additional card, then you’ll have no problem. Otherwise it’s going to be tricky.

If you have any other questions, please message me on Facebook, tweet me @ThePointsGuy, or send me an email at info@thepointsguy.com.

The Platinum Card® from American Express

WELCOME OFFER: 60,000 Points Terms Apply.

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: Delta Sky Club and Centurion lounge access, $200 annual airline fee credit and up to $200 in Uber credits annually

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Know before you go.

News and deals straight to your inbox every day.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.