Get the Delta Suntrust Debit Card Before It’s Too Late

May 8, 2014

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Back in the day there were many miles-earning debit card options, but they have been drying up as of late. We have heard some rumors that Delta Suntrust Debit Card was going away, and it looks like that is the case. TPG Reader Daryl sent us the following email: “I just learned (about 5-minutes ago) from my SunTrust banker in Atlanta that as of June 21st, 2014 that the bank will stop offering the SunTrust/Delta SkyMiles Check to new card applicants …though will continue to offer the card on renewal for existing cardholders. My banker also told me that the bank has not publicized this change and it’s being discussed with cardholders as they inquire about the product.”

I’ve been a fan of the Delta Suntrust Debit Card for quite a while now, as it’s one of the best cards to use for paying your taxes all while earning miles. What’s best is that you will only incur fees that are nominal compared to those that are charged when you use a credit card to pay your taxes and as quarterly business tax deadlines approach for businesses becomes an important and timely issue to consider. This card is also a decent option for anyone who doesn’t have a strong enough credit card to get a normal credit card.

Card Benefits:

  • Earn one mile for every dollar you spend on everyday purchases and two miles for every dollar spent on Delta purchases, including tickets, in-flight purchases and Delta Sky Club memberships
  • Zero Liability: 100 percent protection against unauthorized purchases
  • Satisfaction Guarantee—Receive a refund, up to $250, in the event you are dissatisfied with your item within 60 days of purchase and the store will not accept the item for return
  • MasterCard Marketplace: Facebook application that features money-saving offers on clothing, accessories, dining and much more
  • MasterCard SecureCode: Helps prevent unauthorized purchases by requiring a unique password for check card purchases online at participating merchants
  • Extended Warranty: Doubles the original manufacturer’s warranty for up to one year
  • Annual Fee:$75

It’s a shame that this card is going away, so my suggestion to you is to hurry up and apply for the card, however the only way to do so is to call SunTrust directly:  call 1-877-809-5248 for a personal debit card or 1-888-454-0611 for a business debit card.  Previously, Suntrust only offered the Delta debit cards to those who lived in places where SunTrust is based including Alabama, Arkansas, Florida, Georgia, Missouri, Mississippi, North Carolina, South Carlona, Tennessee, West Virginia, Virginia, and Washington DC, but according to some TPG readers they may have opened it up to anyone living in the U.S.

Something to be aware of when applying, you must have one of the following Suntrust bank accounts – either Solid Choice Banking ($17 monthly fee, waived with $5,000 minimum daily balance), Signature Advantage Banking ($25 monthly fee, waived with $25,000 daily balance) or Balanced Banking ($12 monthly fee, waived with $3,000 daily balance). If you already have a qualified account, call 800-SunTrust to upgrade to a Delta SkyMiles Check Card.

It is a shame there isn’t a sign-up bonus, because back in 2012 they were offering 25,000- 30,000 for personal/business versions, though I wouldn’t hold my breath for those to return.

See also: Maximizing the Delta Suntrust Debit Card and What Credit Card Should I Use To Pay My Taxes Off With?

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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