Maximizing Targeted Offers and the Card Match Tool
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Update: Some offers mentioned below are no longer available. View the current offers here.
I’m constantly on the lookout for the best credit card deals out there so I can pass them along to my readers and we can all reap the benefits of huge points bonuses and the amazing travel experiences they unlock.
However, not all of the best credit card offers are made public – many of them are targeted and not available to the general pool of potential cardholders. However, there are still some great tools to help you find out what the best current credit card offers are, ways to apply for them, and to ensure that you are getting the best possible offer out there on the cards that you are interested in.
One of those tools is the CreditCards.com Card Match tool, which allows you to see if you have any special offers targeted towards you. Often the bonuses that are available through the Card Match Tool are 50-100% higher than the best current offers out there, so it’s always worth checking before you apply for a new credit card. It was through the Card Match Tool that the Premier Rewards Gold card from Amex carried a 50,000-point bonus back in February, and the 100,000-point offer on the Amex Platinum card that came and went in just about a day back in January.
I have heard that there might be some new credit card offers over the next few months, but you won’t find them being advertised to the general public. I will definitely be reporting on them here as soon as they break, so be sure to keep up to date on the news I post, but I also wanted to remind you to check the Card Match tool every so often just to keep up on which offers you’re being targeted to you.
Just out of curiosity, on August 23, 2013 I checked which offers are currently on it and found several special Amex offers including one 45,000 SkyMiles for the Gold Delta SkyMiles Amex when you spend $5,000 in 6 months with the $95 annual fee waived the first year versus the public offer of just 30,000 SkyMiles after $500 in spend- a 50% difference! These are the offers present today (8/23/13) and may not currently be available.
To use the Card Match tool and see if you are eligible for any of these offers:
1. Go to the Creditcards.com Card Match Tool:
2. Enter your information – don’t worry, it doesn’t do a credit inquiry or a hard pull, so it will not affect your credit score.
3. You should be redirected to a page with the following four offers from American Express and can apply directly from there.
There is currently the following offer on the Delta SkyMiles Gold Amex.
Up to 45,000 Delta SkyMiles for the Gold Delta SkyMiles Credit Card from American Express: You get 25,000 miles upon first purchase and 20,000 more miles for spending $5,000 within 6 months – and like I said, the current public offer is just 10,000 miles with first purchase. The spending requirement on the offer is much higher at $5,000, but you get 4.5X as many miles for it and can actually use the miles towards a decent award, versus the 10,000 miles you get with the public offer.
In addition to the Delta Amex, there are two other American Express offers that have been up there for a while and are still going strong:
250 Reward Dollars for the Blue Cash Preferred Card from American Express: There current bonus for this card is just 150 Reward dollars when you spend $1,000 in 3 months. However, with this offer, you earn 250 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership instead – that’s $100 extra value, the equivalent of an additional 10% return on your spending.
150 Reward Dollars for the Blue Cash Everyday Card from American Express: The bonus here is 50% above the usual public offer of just 100 Reward Dollars when you spend $1,000 in 3 months.
I believe we will see some really great offers through CreditCards.com in the coming weeks and months, so I would keep checking back there for updates, but you can always count on me to report any breaking deals, so bookmark The Points Guy, follow me on Twitter, and let’s go earn some points!
Know before you go.
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