Amex Launches Rewards Reference Site

Feb 6, 2013

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Keeping track of which specific benefits, bonus spending categories, and other perks each of your credit cards carries can be a daunting task, especially for points newbies, but also for more experienced hands. Many of my big day-to-day decisions revolve around which card to put which expenses on depending not only on how many points I’ll earn but also other factors like purchase protection and other insurance.

Visit Amex's new benefits site to see which cards earn bonuses at which merchants.
Visit Amex’s new benefits site to see which cards earn bonuses at which merchants.

To help its cardholders keep track of which merchant categories their individual credit cards earn multiple points per dollar on, American Express has launched a new site intended to be a single resource where cardholders can search by merchant category to find out which cards earn what bonuses on which expenses.

For example, in the Travel Rewards category, you can find out that the category definition of airfare must be for a scheduled flight on a passenger carrier and purchased directly from the airline and that charter and private jet flights are excluded, and that you will not earn additional rewards on airfare purchased as part of a vacation package nor if you purchase the airfare through a third party. Then it lists which cards earn bonus rewards on this category including the Premier Rewards Gold and certain versions of the Business Gold Rewards card.

All these cards earn bonus rewards at restaurants.
All these cards earn bonus rewards at restaurants.

While I appreciate that Amex has put all this information in one easy-to-use place, I do think they could work on the interface to make it more navigable, as well as adding more information to the site including how many bonus points each card earns in each category. It doesn’t specify the earning rates of specific cards now and stipulates that you must look at your cardmember agreement and benefits pack. Still, it’s a start, though I look forward to the day when a solution, like the proposed Wallaby Card, will do the thinking for us and decide which card to use for which purchase automatically.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.