Skip to content

Sunday Reader Question: How Long Does It Take For Credit Card Sign-up Bonuses to Post?

May 20, 2012
1 min read
Sunday Reader Question: How Long Does It Take For Credit Card Sign-up Bonuses to Post?
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

TPG reader Paul writes:

"Saw your post a couple months ago about the Chase Sapphire Preferred. I wondered if you could tell me how long it took Chase to post the bonus points to your account after reaching the minimum spend?"

Chase is probably the best credit card issuer when it comes to posting points. They generally deposit to your account once your statement closes in the month that you hit your spend requirement (which is $3,000 within 3 months for the Sapphire Preferred).

American Express will usually post the points a month after the statement closes when you meet the spend. Points go into "pending" status for a month, but if your account is in good standing, you can call and ask for them to be posted into your account if you need to use them.

I only have a couple Citi cards, but I remember those bonuses posting in a relatively timely fashion - within a month of hitting the spend, though feel free to share your experience.
[card card-name='Chase Sapphire Preferred® Card' card-id='22125056' type='javascript' bullet-id='1']

Sign up for our daily newsletter
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers