25,000 Point Sign-up Bonus for the American Express Premier Rewards Gold Card

Feb 21, 2012

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For the past year or so, the Premier Rewards Gold Card from American Express has had a 15,000 point sign-up bonus, but today American Express raised it to 25,000 after $2,000 in spend within the first three months and the $195 annual fee is waived the first year. While 25,000 isn’t exactly earth-shattering, it’s still a 67% increase. However, some TPG readers have gotten 50,000-75,000, so if you feel lucky, it might make sense to hold off for a targeted offer, though there’s nothing you can do to increase your chance of getting one. Also, if you’ve applied recently and only got 15,000 points, it could be worth a shot to send a secure message to Amex to ask for the 10,000 point difference in sign-up bonus.

If you are currently a Premier Rewards cardholder, you can refer friends and receive 5,000 Membership Rewards points by using this link (you must be logged out of your Amex account or else it may not load properly).

While 25,000 points isn’t the highest sign-up bonus out there, this card is all about the point-earning benefits. For me, it’s my #2 workhorse card after the Sapphire Preferred card because it’s the most lucrative earning Amex card out there.

Key benefits:
3 points per dollar spent on airfare booked through any site (including airlines directly) as long as the purchase is coded as airfare and 4 points per dollar if booked through Amex Travel.
2 points per dollar spent on gas and groceries
Purchase Protection

Main downsides:
2.7% foreign transaction fee. I never use this card abroad
$0 Intro annual fee for the first year, then $195 is steep compared to $95 on the Sapphire card

Related information: Comparing the Premier Rewards Gold vs. the normal Gold card

 

Bank of America® Premium Rewards® Visa® credit card

This card from Bank of America gets really interesting if you have a BofA checking, savings or investment account. Depending on the value of your combined accounts you can potentially get as much as 3.5x points on travel/dining and 2.625x points on other purchases making it the richest consumer banking bonus out there.

Apply Now
More Things to Know
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Intro APR on Purchases
N/A
Regular APR
17.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
$95
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.