New Credit Card Tab and Capital One Products

Aug 8, 2011

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Earlier this year, I started the Top Deals page, which features the top credit card and airline/hotel/miscellaneous offers and promotions. This page quickly became the #1 most visited page of the site and the feedback I’ve gotten is to continue organizing as much information in one place as possible so you can make the most informed decisions on which credit cards and promotions are best for you.

Specifically with credit cards, there is often a lot more detail and information than I can fit on my Top Deals page, so I recently added a Credit Cards tab to the site navigation panel at the top of your screen. This way, you can view different types of rewards cards with more information- like APR and balance transfer information. Note: the cards listed are not all of the best deals – I still recommend you reference the Top Deals page for that, but this is more of a comparison tool so you can review all of the information of a card compared to others.

I’m also excited to announce that I now offer Capital One credit cards via the Credit Cards tab. Capital One cards are the original “no hassle” rewards cards. For example, on the Venture card, you earn 2 points per dollar spent and each point is worth a penny towards travel. Essentially it’s a 2% return (to be used for travel) on all of your spend. While it’s possible to get more than 2% return on your spend by accruing miles and points that can be transferred into airline and hotel programs, Capital One cards generally don’t come with high annual fees and none of them have foreign transaction fees.

If you redeem for coach domestic travel, you should definitely look into a Capital One card. Instead of trying to find 25,000 mile saver award seats, 25,000 Capital One points will get you $250 towards flights (and remember you earn 2x points on every dollar spent, which is much more generous than most mileage earning cards), plus you earn miles and elite status on flights redeemed using your Capital One points. While the math may not work out for someone who wants to redeem for international first class seats, Capital One cards can make sense for many people, including families who need the flexibility to book multiple seats on non-stop flights or people who need their award tickets to help them earn elite status.

If you want to check out the different Capital One cards, their premier card- Venture- is listed under airlines, there are a couple under cash-back and then all others are under the “Other” category. If you have less-than perfect credit and want to increase your score so you can get in on the big credit card bonuses, check out the Capital One Secured Mastercard (under the Other category), which will help you rebuild your FICO score by reporting your on-time payments regularly to the credit bureaus.

As always, I really appreciate you using my links if you do end up getting a card that makes sense for you. If you ever have questions on what card might make the most sense, feel free to email me.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,650

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.