Getting Points for Dining in Hotels

May 14, 2011

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

My parents recently stayed at the Andaz Wall Street in NY and overall were impressed by their stay. Since I wasn’t there to take a million pictures, I can’t do a full report, but it was overall a very positive visit.

We ate dinner one night in the restaurant Wall & Water and when the bill came, my Dad pulled out his American Express to pay and I nearly had a heart attack. He gave me a weird look like, “What? I have a points-earning credit card, what’s the problem?”

I scolded him and told him to charge it to his room and pay for the room with his Hyatt Visa. By paying with that card (which gives him Hyatt Platinum status), he earned 5 points per dollar base, plus 15% platinum bonus, plus 3 more points for using the Hyatt Visa. In total, the $400 bill which would have earned him 400 Amex points, netted him 3,800 Hyatt points instead.

So in general, it makes more sense to bill your hotel meal to your room, so you get the hotel points and credit card points.

Here’s another tip, even if you aren’t staying at a Starwood hotel, you may be able to get Starpoints for dining at a restaurant in the hotel – simply fax your receipt with your SPG number on it to 519-633-8557 or email it to You can even claim points for up to 6 months, so if you’ve dined at any Starwood hotel, it can’t hurt to send the receipt in for some points!

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.