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Freedom

What Is the Best Credit Card for a First Time Applicant?

April 20, 2014

TPG reader Kashif tweeted me to ask: “@thepointsguy I’m turning 18 this week and I’m thinking of signing up for a credit card that I could pay off. What’s your suggestion for the best points card for a first-timer?” Happy 18th birthday, Kashif! Before you choose any card, I’d suggest checking your credit score for free […]

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Paying Taxes With Credit Cards: 10 Scenarios That Might Make Sense

April 15, 2014

It’s Tax Day, and one of the questions I’m asked the most at this time of year is whether paying taxes with a credit card is a good way to rack up points and miles and if so, what credit card to use to maximize your taxes. It would seem like paying your taxes using […]

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Benefits and Costs of Adding Additional Cardholders on Credit Cards

April 9, 2014

Readers often ask me about the perks and downsides of adding cardholders to existing credit card accounts, and I’ve explored the answers in posts like:  What Are the Effects of Adding an Additional Cardholder? Should I Make My Fiance An Additional Cardholder on my Chase Sapphire Preferred? Are You Eligible For a Sign Up Bonus […]

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Amex EveryDay Cards Now Accepting Applications

March 24, 2014

At the beginning of this month, American Express announced that it would be launching two new products called the EveryDay cards that would earn full Membership Rewards points and have the potential to earn 20-50% bonuses on everyday purchases (hence the name) if you used them on a certain amount of transactions per month. The […]

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Should I Make My Fiance An Additional Cardholder on my Chase Sapphire Preferred?

March 23, 2014

TPG reader Suzanne emailed me a question this week about the Chase Sapphire Preferred she’s planning on applying for: “I have the Chase Freedom, but the TPG Maximizer recommended I get Chase Sapphire Preferred for better benefits. In this case, I was wondering if its more beneficial for me to add my fiance to my […]

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Reminder: Activate Chase Freedom 5X at Restaurants and Lowe’s April-June 2014

March 17, 2014

One of the best ways out there to rack up bonus points on specific spending categories is with Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. The categories for the entire year are as follows: Q1 from January 1-March 31, 2014: […]

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My Credit Card Spring Cleaning – Which Cards To Keep, Cancel or Convert

March 13, 2014

Spring is here, the sun is shining (well, it is in Miami!), and it’s time for another round of credit card applications to boost my points balances. With several new lucrative offers out there like the 100,000-mile Citi Executive AAdvantage World Mastercard, the newly launched 40,000 points offer on the Platinum Card from Amex, the […]

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Updated Strategies For Earning Points and Miles With Prepaid and Reloadable Cards

March 10, 2014

A lot has changed in the world of checking/debit alternatives like Bluebird, as well as prepaid/reloadable cards in the past year, so I asked TPG Contributor Jason Steele to write up some updated strategies on turning these products into points-earning powerhouses. Among travel rewards enthusiasts, prepaid cards and checking/debit alternatives have long been used to […]

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What Is The Best Credit Card to Maximize Points Earning On A Road Trip?

March 9, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. TPG Reader Patrick emailed me to ask about which credit card to use during a road trip: “I’m planning a cross-country road trip in May-June of this year, driving from Los Angeles to New York and back. I […]

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Can I Transfer Chase Ultimate Reward Points From A Family Member’s Account To Mine?

March 9, 2014

TPG reader William emailed me to ask: “I have had a Chase Sapphire Preferred for quite awhile. I recently had my wife get her own card. We are finishing up the minimum spending and her 40,000 points will post shortly. I’d like to know if I can transfer her Ultimate Reward points to my Ultimate […]

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American Express Introduces New EveryDay Cards With 20-50% Bonuses and Full Membership Rewards Earning

March 2, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. American Express announced today that it would be launching two new consumer credit cards called the EveryDay cards, with applications opening on April 2, 2014. I talked to Amex’s Senior Vice President of Consumer Lending Products, David […]

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Discover It Review: $150 Sign-up Bonus and Rotating 5% Categories

February 21, 2014

Earlier this week I wrote about the top 5 credit card deals out there and while some have huge bonuses of up to 100,000 miles, they also all have annual fees ranging up to $450 a year. Today I’m taking a closer look at the Discover It card, which is a no-annual fee product that […]

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How To Get 1.34 Cents Per Point For Travel With Chase Freedom

February 12, 2014

This week, Mommy Points pointed out a little-known aspect of the Chase Freedom cards where you can get up to 1.34 cents apiece in value for the Ultimate Rewards points it earns you. Normally with the Freedom card, your Ultimate Rewards points are worth 1 cent apiece when redeemed for travel or cash back – […]

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What’s The Best Travel Rewards Credit Card For Someone Young Without Great Credit?

February 9, 2014

TPG reader Cliff is young and doesn’t have great credit, and he emailed to ask what reward credit card options he has: “I’m young and don’t have great credit. Are there airline credit cards designed for people like me?” Having good credit is essential if you want to be able to apply for several credit […]

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Reminder: Chase Freedom 5X Categories For 2014 Q1 Include Gas Stations, Movie Theaters and Starbucks

January 6, 2014

One of the best ways out there to rack up bonus points on specific spending categories is with Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. The categories for the entire year are as follows: Q1 from January 1-March 31, 2014: […]

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Capital One Venture and VentureOne Bonuses Up to 20,000 Points

November 20, 2013

Well, it seems like we’ve got a week of higher sign-up bonuses on our hands, what with new offers on the Sapphire Preferred (up to 55,000 points) and Freedom (up to 20,000 points) cards, and now Capital One has announced that it has upped the sign-up bonuses on its Venture and VentureOne rewards cards to […]

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Chase Freedom Visa 2014 5x Bonus Categories Announced

November 19, 2013

One of the best ways out there to rack up bonus points on specific spending categories is with the Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. If you maximize the $6,000 in yearly spend, you are looking at 30,000 Ultimate […]

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Chase Sapphire Preferred 40,000 Point Sign-up Bonus + 5,000 Points With Authorized User

November 18, 2013

As well as announcing a 10,000 point increase for the Freedom sign up bonus, Chase has also increased the Sapphire Preferred sign up offer to 45,000 bonus points. You will receive 40,000 bonus points after spending $3,000 in the first 3 months and an additional 5,000 points when you add an authorized user to your […]

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Chase Freedom Sign-Up Bonus Increased to 20,000 Bonus Points

November 18, 2013

Today, November 18, 2013, Chase announced even more incentive to get their Freedom card, by bumping up the sign-up offer for the Freedom Visa from 10,000 points ($100 cash back) to 20,000 points after $500 spent within 3 months. As I’ve mentioned before, the Chase Freedom card can be a great weapon in your points-earning […]

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Top 10 Ways To Offset Recent Loyalty Program Devaluations

November 12, 2013

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. With all the recent miles and points devaluations – ranging from hotel chains like Hyatt and Hilton to airlines including both United and Delta (twice!) – you might think your points won’t get you anywhere these days. […]

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Thursday Giveaway: Neiman Marcus Gift Card and the Winners of Orbitz Vacation Packages

November 7, 2013

Earlier this week the AAdvantage eShopping portal came out with a great deal where you can earn 18 miles per dollar spent online at Neiman Marcus – which ends today! Though not quite as lucrative as the 35x miles eBags bonus last month, this equates to buying AA miles at 5.6 cents apiece (plus whatever […]

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My eBags 35x American Airlines Bonus Miles Have Posted

November 6, 2013

A couple weeks ago, the AAdvantage eShopping portal offered an amazing deal shopping bonus of 35 miles per dollar spent when shopping with eBags. eBags has a huge selection of items including luggage, handbags, laptop cases, and accessories like sunglasses, wallets, hats and watches so it was easy to find a bunch of things to order…and […]

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23 Points/Miles Per Dollar From American Airlines and Neiman Marcus

November 4, 2013

AAdvantage eShopping, the online shopping portal of American Airlines, is on a roll lately with lucrative shopping bonuses for AAdvantage members who can earn multiple miles per dollar they spend when clicking through the eShopping website. A couple weeks ago, the site was offering 35 miles per $1 at ebags, and this week the airline […]

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New Chase Sapphire Preferred With EMV Chip Arrived In The Mail Yesterday

November 2, 2013

Being the international travelers we are, when Chase started letting Sapphire Preferred cardholders request EMV SmartChip versions of the card, all of Team TPG called in to request their new cards with chips and yesterday evening, TPG Managing Editor Eric Rosen got his via UPS, so I asked him to share a picture of his […]

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