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Freedom

Chase Freedom 20,000 Point Offer Now Available

May 30, 2014

Update: The offer mentioned below for the Chase FreedomVisa is no longer available. View the current offer here.  I’ve had the Chase Freedom card for years now and it becomes even more powerful when combined with the Chase Sapphire Preferred and/or Ink Plus and Bold cards. The card offers rotating quarterly bonuses that allow you to earn […]

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Credit Card Sign-up Bonuses: When To Wait for a Bigger Offer

May 26, 2014

Update: The offers mentioned below for the Chase Ink and Freedom credit cards has expired. View the current offers here – Ink Plus, Ink Bold, Ink Cash, Freedom.   Update: The offers mentioned below for the Starwood Preferred Guest Credit Cards from American Express has expired. View the current offers here – personal, business. TPG contributor Jason Steele digs into […]

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The Top Credit Card Bonuses With Low Minimum Spending Requirements ($1,000 or Under)

May 2, 2014

During my last round of credit card applications, I netted 230,000 bonus points and miles with four new credit cards, but I had to spend a total of $28,000 on my new credit cards within 6 months to earn the full bonuses. I have a lot of great strategies to meet minimum spending requirements, including paying some of […]

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Discover It 2nd Quarter 2014 5% Back Category: Home Improvement Stores

April 24, 2014

Though I often talk about the Chase Freedom‘s quarterly rotating 5x bonus categories, let’s not forget that the Discover It card also has quarterly rotating merchant categories where you can earn up to 5% cash back on purchases, and up to 20% cash back by shopping through the ShopDiscover portal. We’re well into April, which […]

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What Is the Best Credit Card for a First Time Applicant?

April 20, 2014

TPG reader Kashif tweeted me to ask: “@thepointsguy I’m turning 18 this week and I’m thinking of signing up for a credit card that I could pay off. What’s your suggestion for the best points card for a first-timer?” Happy 18th birthday, Kashif! Before you choose any card, I’d suggest checking your credit score for free […]

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Paying Taxes With Credit Cards: 10 Scenarios That Might Make Sense

April 15, 2014

It’s Tax Day, and one of the questions I’m asked the most at this time of year is whether paying taxes with a credit card is a good way to rack up points and miles and if so, what credit card to use to maximize your taxes. It would seem like paying your taxes using […]

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Benefits and Costs of Adding Additional Cardholders on Credit Cards

April 9, 2014

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  Readers often ask me about the perks and downsides of adding cardholders to existing credit card accounts, and I’ve explored the answers in posts like:  What Are the Effects of Adding an Additional Cardholder? Should I Make My […]

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Amex EveryDay Cards Now Accepting Applications

March 24, 2014

At the beginning of this month, American Express announced that it would be launching two new products called the EveryDay cards that would earn full Membership Rewards points and have the potential to earn 20-50% bonuses on everyday purchases (hence the name) if you used them on a certain amount of transactions per month. The […]

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Should I Make My Fiance An Additional Cardholder on my Chase Sapphire Preferred?

March 23, 2014

TPG reader Suzanne emailed me a question this week about the Chase Sapphire Preferred she’s planning on applying for: “I have the Chase Freedom, but the TPG Maximizer recommended I get Chase Sapphire Preferred for better benefits. In this case, I was wondering if its more beneficial for me to add my fiance to my […]

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Reminder: Activate Chase Freedom 5X at Restaurants and Lowe’s April-June 2014

March 17, 2014

One of the best ways out there to rack up bonus points on specific spending categories is with Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. The categories for the entire year are as follows: Q1 from January 1-March 31, 2014: […]

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My Credit Card Spring Cleaning – Which Cards To Keep, Cancel or Convert

March 13, 2014

Update: The offers mentioned below for the Starwood Preferred Guest Credit Cards from American Express has expired. View the current offers here – personal, business. Spring is here, the sun is shining (well, it is in Miami!), and it’s time for another round of credit card applications to boost my points balances. With several new lucrative offers out there […]

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Updated Strategies For Earning Points and Miles With Prepaid and Reloadable Cards

March 10, 2014

A lot has changed in the world of checking/debit alternatives like Bluebird, as well as prepaid/reloadable cards in the past year, so I asked TPG Contributor Jason Steele to write up some updated strategies on turning these products into points-earning powerhouses. Among travel rewards enthusiasts, prepaid cards and checking/debit alternatives have long been used to […]

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What Is The Best Credit Card to Maximize Points Earning On A Road Trip?

March 9, 2014

Update: Some offers mentioned below are no longer available. View the current offers here: Platinum Card from American Express, SimplyCash Business Card from American Express TPG Reader Patrick emailed me to ask about which credit card to use during a road trip: “I’m planning a cross-country road trip in May-June of this year, driving from Los Angeles to […]

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Can I Transfer Chase Ultimate Reward Points From A Family Member’s Account To Mine?

March 9, 2014

TPG reader William emailed me to ask: “I have had a Chase Sapphire Preferred for quite awhile. I recently had my wife get her own card. We are finishing up the minimum spending and her 40,000 points will post shortly. I’d like to know if I can transfer her Ultimate Reward points to my Ultimate […]

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American Express Introduces New EveryDay Cards With 20-50% Bonuses and Full Membership Rewards Earning

March 2, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. American Express announced today that it would be launching two new consumer credit cards called the EveryDay cards, with applications opening on April 2, 2014. I talked to Amex’s Senior Vice President of Consumer Lending Products, David […]

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Discover It Review: Rotating 5% Categories

February 21, 2014

Earlier this week I wrote about the top 5 credit card deals out there and while some have huge bonuses of up to 100,000 miles, they also all have annual fees ranging up to $450 a year. Today I’m taking a closer look at the Discover It card, which is a no-annual fee product that […]

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How To Get 1.34 Cents Per Point For Travel With Chase Freedom

February 12, 2014

This week, Mommy Points pointed out a little-known aspect of the Chase Freedom cards where you can get up to 1.34 cents apiece in value for the Ultimate Rewards points it earns you. Normally with the Freedom card, your Ultimate Rewards points are worth 1 cent apiece when redeemed for travel or cash back – […]

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What’s The Best Travel Rewards Credit Card For Someone Young Without Great Credit?

February 9, 2014

TPG reader Cliff is young and doesn’t have great credit, and he emailed to ask what reward credit card options he has: “I’m young and don’t have great credit. Are there airline credit cards designed for people like me?” Having good credit is essential if you want to be able to apply for several credit […]

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Maximizing Cash Back Credit Cards

January 27, 2014

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  While I tend to talk most about the best credit cards for earning points and miles towards travel, cash back credit cards can be a great alternative for a lot of folks out there thanks to a few […]

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Reminder: Chase Freedom 5X Categories For 2014 Q1 Include Gas Stations, Movie Theaters and Starbucks

January 6, 2014

One of the best ways out there to rack up bonus points on specific spending categories is with Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. The categories for the entire year are as follows: Q1 from January 1-March 31, 2014: […]

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Maximizing Points and Miles on Cyber Monday Purchases

December 2, 2013

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  While tons of stores, airlines and hotels offered fantastic deals starting on Black Friday, today is Cyber Monday, which means there are all kinds of fantastic discounts, rebates and bonuses you can take advantage of by shopping online. […]

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Capital One Venture and VentureOne Bonuses Up to 20,000 Points

November 20, 2013

Update: The offer mentioned below for the Capital One Venture Rewards Card has expired. View the current offer here.  Well, it seems like we’ve got a week of higher sign-up bonuses on our hands, what with new offers on the Sapphire Preferred (up to 55,000 points) and Freedom (up to 20,000 points) cards, and now Capital […]

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Chase Freedom Visa 2014 5x Bonus Categories Announced

November 19, 2013

One of the best ways out there to rack up bonus points on specific spending categories is with the Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap. If you maximize the $6,000 in yearly spend, you are looking at 30,000 Ultimate […]

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Chase Sapphire Preferred 40,000 Point Sign-up Bonus + 5,000 Points With Authorized User

November 18, 2013

Update:  As of July 20, 2014, the Chase Sapphire Preferred Card no longer offers the 7% annual points dividend. View the current sign up offer here. As well as announcing a 10,000 point increase for the Freedom sign up bonus, Chase has also increased the Sapphire Preferred sign up offer to 45,000 bonus points. You […]

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