5 Things to Understand About Credit Before Applying for Cards

Credit cards are one of the easiest and quickest ways to earn points and miles — from sign-up bonuses to earning points on everyday spending and even getting some pretty neat perks on top of it all. It’s easy to get carried away with all of the options that are available, and it seems like issuers are…

Small Business Owners: Make Credit Card Spending Work for You

In Points Intervention, I help people get their awards earning on track. In the episodes below, I worked with a New York City restaurant owner, helping him to maximize points and miles to get the best return for his business. My second Points Intervention was with Christophe Carón, owner and manager of Délice and Sarrasin, an authentic French…

Points Intervention: Paying Bills with a Credit Card

In Points Intervention, I help people get their awards earning on track. This month I’m working with small-business owners — just in time for them to take advantage of the Chase Ink Plus Business card’s current offer of 50,000 bonus points after a spend of $5,000 within the first three months. Intervention: Christophe Carón Episode…

Top Business Credit Cards with No Annual Fee

Update: Some offers mentioned below are no longer available. View the current offers here: The Business Gold Rewards Card from American Express OPEN, Ink Plus, Spark Miles for Business, Spark Cash for Business, Blue for Business Credit Card from American Express Part of maximizing your award travel is learning to weigh the value of the points and miles you earn against the cost of earning them….

Which Credit Card is Best for Large Business Expenditures?

TPG reader Mark sent me a question on Facebook: “I’m a business owner and charge between $100,000-$200,000 per month. I’ve been using the Citi AAdvantage & Executive Mastercard, but they don’t have high enough limits. Any suggestions?” As a business owner, it’s awesome to be able to put all of your business expenses on a points earning credit…

The Top Current Business Credit Card Offers

Update: Some offer mentioned below are no longer available. View the current offers here –Ink Plus, Ink Bold, Ink Cash, CitiBusiness ThankYou Card, Starwood Preferred Guest Business Credit Card from American Express, The Enhanced Business Gold Rewards Card from American Express OPEN, Spark Miles for Business, Spark Cash for Business With the current limited-time 60,000-point sign-up bonus offers after $5,000 spent in…

Delta American Express Cards Waive Foreign Transaction Fees Starting Today – What Other Cards Don’t Charge Forex Fees?

Update: Some offers mentioned below are no longer available. View the current offers here – Citi ThankYou Premier, Citi Prestige Back in February, American Express announced that the Delta co-branded cards, including the Delta Gold, Platinum and Reserve cards, would start waiving foreign transaction fees as of May 1, 2014, and that day has finally arrived. These…

Analyzing the Barclaycard Arrival Earn Ratio of 2.27% When Redeeming for Travel

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here. The BarclayCard Arrival Plus card has lowered the redemption bonus from 10% to 5%, read more about the changes here. The Barclaycard Arrival’s minimum spending requirement to earn the 40,000-mile sign-up bonus has tripled from $1,000 in 90 days to $3,000 in 90 days,…

Top Travel Credit Cards That Waive Foreign Transaction Fees

Update: Some offers mentioned below are no longer available. View the current offers here – Citi ThankYou Premier, Capital One Venture Card  One of the main benefits I always look for when considering a travel credit card is whether or not it waives foreign transaction fees (forex fees for short). Many issuers will charge their cardholders between…

United MileagePlus Explorer Card Removes Foreign Transaction Fees

Update: Some offers mentioned below are no longer available. View the current offers here – United MileagePlus Explorer Card, Platinum Card from American Express, Business Platinum Card from American Express, Capital One Venture Rewards Card, Citi ThankYou Premier, British Airways Visa Chase just announced that beginning June 1, 2013, the United MileagePlus Explorer Card will no longer charge a 3% foreign transaction…