Cash Back Rewards Cards

Capital One® Cash Rewards for Newcomers

Category: Reward - Cash

Rating	Intro Rate	APR	Fee
	No Introductory Rate Available	24.9% (V)	$0

A card designed to help those new to the U.S. establish credit and earn cash back
Build credit with automatic reporting to the three major credit bureaus
Get 2% cash back on travel purchases
Earn 1% cash back on all other purchases
No foreign transaction fees
No annual fee

Category: Reward - Cash

Rating	Intro Rate	APR	Fee
	0% Intro APR for 12 Months*	12.99% - 22.99%* (Variable)	$0*

$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
Full 1% cash back on all other purchases and eligible cash advances
No Annual Fee*

Category: Reward - Cash

Rating	Intro Rate	APR	Fee
	0% on Purchases for 12 months	17.24%-22.24% Variable	No Annual Fee

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Category: Business

Rating	Intro Rate	APR	Fee
	No Introductory Rate Available		$185

The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN
Pay in full within ten days, get a 1.5% discount
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
$0 introductory annual fee for the first year, then $185
A powerful cash flow management tool

Category: Business

Rating	Intro Rate	APR	Fee
	0% APR for 6, 9, or 12 months	12.24% – 19.24% Variable	$0

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
No annual membership fee