Credit Cards
Rewards Cards: All Cards
Gold Delta SkyMiles(R) Credit Card from American Express
Category: Airline Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| None | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 |

- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
United MileagePlus® Explorer
Category: Reward - Airline| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No introductory rate available | 15.24% Variable | $95 |

- Earn up to 40,000 bonus miles & first year free, a $95 value*
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn
Capital One® Classic Platinum Credit Card - Average
Category: Regular| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases until March 2013 | 17.9% - 22.9% (V) | $39 |

- 0% intro APR on all purchases until March 2013
- $0 Fraud Liability if your card is lost or stolen
- Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card--choose the one shown here, any of the hundreds in our collection or add your own
Capital One® Orbitz® Visa® Platinum
Category: Reward - Travel| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases Until June 2013 | 13.9% - 19.9% (V) | $0 |

- 3 points per dollar spent on eligible Orbitz.com bookings
- Get 1 point per dollar on all other purchases
- Bonus points on eligible Orbitz.com bookings
- No limit on the points you can earn and points don't expire
- Redeem for travel, merchandise, gift cards, and more
- Earn travel quickly with low redemption minimums
- 250 point refueling bonus when you redeem points for awards
- No annual fee
MTV® Visa® Card From Capital One®
Category: Reward - Retail| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases until June 2013 | 13.9% - 19.9% (V) | $0 |

- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards, and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until June 2013
- No annual fee
Capital One® VentureOne℠ Rewards Credit Card
Category: Reward - Airline| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases until June 2013 | 11.9% - 19.9% (V) | $0 |

- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
Capital One® Venture℠ Rewards Credit Card
Category: Reward - Airline| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No introductory information available | 13.9% - 20.9% (V) | $0 first year; $59 after |

- 2 miles per dollar on every purchase, every day
- Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011
- Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
Capital One® Platinum Prestige Credit Card
Category: Regular| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases and Balance Transfers Until September 2013 | 10.9% - 18.9% (V) | $0 |

- 0% intro APR until September 2013 on balance transfers
- 0% intro APR until September 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
Capital One® Secured MasterCard®
Category: Secured| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Information Available | 22.9% (V) | $29 |

- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
LSU® Tigers Platinum MasterCard® from Capital One®
Category: Reward - Other| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases Until June 2013 | 13.9% - 19.9% (V) | $0 |

- 2 points per $1 on purchases at gas stations and major grocery stores
- 1 point per $1 spent on all other purchases
- No limit on the points you can earn and points don't expire
- Redeem for travel, gift cards and merchandise
- Choose from 2 unique LSU® card designs or create your own image card
- 0% intro APR on purchases until June 2013
- No annual fee
Journey℠ Student Rewards from Capital One®
Category: Student| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | 19.8% (V) | $0 |

- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
Capital One® Cash Rewards for Newcomers
Category: Reward - Cash| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | 24.9% (V) | $0 |

- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
Sony Card from Capital One®
Category: Reward - Retail| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro on Purchases until April 2013 | 13.9%- 24.9%(V) | $0 |

- 5 points per $1 on Sony purchases at authorized retailers
- 3 points per $1 on dining out and movie purchases
- 1 point per $1 spent on all other purchases
- Redeem for Sony products, movies, music, and more
- Choose from 2 unique card designs
- 0% intro APR on purchases until April 2013
- No annual fee
Citi® Hilton HHonors Visa Signature® Card
Category: Reward - Hotel| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.24% variable or 16.24% variable* | $0 |

- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No annual fee.*
Citi ThankYou® Preferred Card - $150 in gift cards
Category: Reward - Other| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | 12.99% - 22.99%* (Variable) | $0* |

- $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Category: Reward - Cash| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% Intro APR for 12 Months* | 12.99% - 22.99%* (Variable) | $0* |

- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
- No Annual Fee*
Citi ThankYou® Preferred Card - 25,000 points - $250 in gift cards
Category: Reward - Other| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No introductory APR rate available. | 12.99% - 22.99%* (Variable) | $0* |

- $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2000 in purchases within 4 months of account opening.
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you're a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
Starwood Preferred Guest(R) Credit Card from American Express
Category: Travel Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| None | 15.24% - 19.24% Variable | $0 introductory annual fee for the first year, then $65 |

- Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
Starwood Preferred Guest® Business Credit Card from American Express OPEN
Category: Business| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Interest Rate Available | 15.24% - 19.24% Variable | $65* |

- Earn up to 25,000 Starpoints® - Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
Blue Sky from American Express(R)
Category: Travel Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% on Purchases for 12 months | 17.24%-22.24% Variable | No Annual Fee |

- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program(R): big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
American Express(R) Gold Card
Category: Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| N/A | N/A | Introductory annual fee of $0 for the first year, then $125 |

- Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
Blue Cash Everyday(SM) Card from American Express
Category: Reward - Cash| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% on Purchases for 12 months | 17.24%-22.24% Variable | No Annual Fee |

- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
The Platinum Card(R) from American Express
Category: Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| N/A | N/A | $450 annual fee |

- 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership.
- Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.
American Express(R) Premier Rewards Gold Card
Category: Rewards| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| N/A | N/A | Introductory annual fee of $0 for the first year, then $175 |

- Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
- Introductory annual fee of $0 for the first year, then $175.
- Get a decision in as little as 60 seconds.
The Plum Card® from American Express OPEN
Category: Business| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | $185 |

- The Everything, Everywhere Trade Terms Card(SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool
Gold Delta SkyMiles® Business Credit Card from American Express OPEN
Category: Business| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No Introductory Rate Available | 15.24% - 19.24% Variable | $95 |

- Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
- Check your first bag free- for up to 8 people on your reservation- on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
- $0 intro annual fee for the first year, then $95
- No annual fee for Additional Cards
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
SimplyCash® Business Card from American Express OPEN
Category: Business| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| 0% APR for 6, 9, or 12 months | 12.24% – 19.24% Variable | $0 |

- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
The Ritz-Carlton Rewards® Credit Card
Category: Reward - Hotel| Rating | Intro Rate | APR | Fee |
|---|---|---|---|
| No introductory rate available | 15.24% | $395 |

- The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton Rewards® Credit Card.
- Earn 50,000 points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties
- Earn 5 points per $1 spent at The Ritz-Carlton hotels, 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants, and 1 point per $1 spent on all other purchases
- Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer
- Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations
- Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points and more
- Elite cardmember travel privileges including a $200 annual credit for airline incidentals, such as baggage fees and in-flight meals
- Complimentary airport lounge access to hundreds of airport lounges worldwide. Plus, no foreign transaction fees.




