Will MQDs Count Toward 2014 if I Buy Now and Fly Next Year?

TPG reader Milagros sent me a message on Facebook asking: “If I buy a ticket today (in 2014) for a flight in January 2015, do those MQDs count toward 2014 or 2015?”  In 2014 Delta instituted a Medallion Qualifying Dollar program, which means that you need to spend a certain amount on Delta ticketed flights in…

How Can I Get the Southwest Companion Pass for 2015/16?

TPG reader Christina emailed me to ask: “My 50,000 point sign-up bonus for my Chase Rapid Rewards card posted on January 2, 2014.  I will hit 110,000 points before Dec 31, 2014, but January 2, 2015 is my statement closing date. Will I earn the companion pass for 2015 and 2016 since my statement closing…

Do Delta Medallion Qualifying Dollars (MQDs) Roll Over?

TPG reader Jim emailed me to ask: “Do Delta Medallion Qualifying Dollars (MQDs) roll over? I’ve already qualified for 2015 Diamond Status. I have 140K MQMs and $17,000 in spending. The 15,000 MQMs roll over; what about the extra $4500?” One of the unique aspects of the Delta SkyMiles program is that you can roll over…

Should I Buy Trip Insurance from My Airline During Checkout?

TPG reader Cathy tweeted me to ask: @thepointsguy– “Is it ever worth purchasing the trip insurance that airlines offer during checkout when buying a flight?” Trip insurance is a tricky subject. I think the main thing to know is the distinction between Trip Protection—which is usually what’s offered when you check out while purchasing a flight…

Can Alaska Compete with Delta for the Seattle Market?

TPG reader Dale sent me a message on Facebook to ask: “When can we expect Alaska to make a bold move to slow down Delta’s efforts here in Seattle market ? So far, they have not lit the fire!”  I love to watch airlines duke it out for control. With so many mergers these days, it’s…

Is It Worth Collecting Avios if I Typically Fly Southwest?

TPG reader Ian tweeted me to ask: @thepointsguy– “Is it worth getting the British Airways Visa and collecting Avios if I already have the Southwest Companion Pass for 2015/16? I typically fly more on Southwest than American/BA.” The Southwest Companion Pass is one of the most amazing airline perks out there (if you fly Southwest,…

Which Card for Cash Back: Citi Double Cash or Amex Fidelity?

TPG reader Zach messaged me on Facebook to ask: “I’ve been considering switching to the Citi Double Cash card; this would replace my Fidelity Investment Rewards card that earns two percent cash back. Since the Citi card is MasterCard and the Fidelity one is American Express, I thought maybe the Citi card would be accepted in more…

Should I Buy up to American Executive Platinum Elite Status?

TPG reader Al sent me a message on Facebook asking: “US Airways just quietly posted their revised buy-up to elite program, which is pretty close if not identical to American’s boost program. Do you think it’s worth it to buy up for higher elite status?” It’s December, which means it’s crunch time for elite status….

Which Credit Card Is Best When Paying for Hyatt Stays?

TPG reader Talissa emailed me to ask: “Which card would be better to use for the “cash” portion of Hyatt’s “points + cash” option: the Chase Sapphire Preferred (2X points on travel) or Hyatt’s own credit card?” The Chase Sapphire Preferred card and the Chase Hyatt Visa each have their own sets of benefits for hotel spending. So…

What Will Happen to My US Airways Dividend Miles in 2015?

TPG reader @MrMainStreet tweeted me to ask: @thepointsguy– “Are Dividend Miles going away with the US Airways/AA merger? Do we need to spend them before Quarter Two?” People get nervous about airline mergers, as there always seem to be winners and losers. American Airlines recently announced that the AAdvantage and Dividend Miles loyalty programs will merge in…