Should I Use My Delta Amex Card to Avoid MQD Requirements?

TPG reader Harrison tweeted me to ask: @thepointsguy- “With the increased Delta MQD requirements, do you think it’s a good idea to spend $25,000 on a Delta Amex card for the waiver?” In 2014, both United and Delta added a revenue requirement to elite status qualification, meaning that  customers would have to spend a certain amount…

Should I Use Amex Pay With Points or Transfer to Partners?

TPG reader Victoria tweeted me to ask: @thepointsguy- “How do I determine whether it’s better to use the Pay with Points option or transfer my Amex Membership Rewards points to a frequent flyer program?” I love Amex Membership Rewards points, and I use them almost exclusively for transfers to airline partners, because that’s where I can get…

What Credit Card Should I Get for Award Flights to England?

TPG reader Kerry emailed me to ask: “I’m off to England next summer and would love to know what credit card is best to cover the flights. Thanks!” This is a pretty broad question, and the answer depends on factors like where you live, and whether you want to fly Economy class or Business/First class. Without knowing…

How Can I Earn Starwood Preferred Guest Starpoints Quickly?

TPG reader Roy emailed me to ask: “The 3:1 transfer ratio of American Express Membership Reward points to Starwood Preferred Guest points is not attractive, but I really need some SPG points soon. Do you have any strategies for quickly earning SPG points?” First off, I agree with Roy, the 3:1 transfer ratio of Amex Membership Rewards to…

If I Cancel My Chase Card, What Should I Do with My Points?

TPG reader Paul tweeted me to ask: @thepointsguy– “I’m about to cancel my Chase Sapphire Preferred card. Do you have any recommendations on where to transfer and store my Ultimate Rewards points?” If you cancel a credit card that earns Chase Ultimate Rewards or Amex Membership Rewards, you will lose all the points you have earned. It’s critical that you…

Should I Change My Loyalty from Delta to American?

TPG reader Kane emailed me to ask: “I’m considering a switch from Delta to American, and came across your blog post from two years ago about your dilemma making the change. I was wondering what your thoughts are now that US Airways is merging with American, and considering all the recent changes Delta has made….

How Should I Fly from the US to Hong Kong Using Miles?

TPG reader William emailed me to ask: “I’m planning a trip to Hong Kong from the U.S. this summer; I’d like to fly from ATL, JFK or ORD, preferably in first class. I could fly to other cities in Asia if doing so would make things easier. What are the best options for this trip using miles?”…

Should I Get the Amex Platinum or Chase Sapphire Preferred?

TPG reader Matt emailed me to ask: “I am currently 22 and undecided if I should invest in an Amex Platinum or Chase Sapphire Preferred card. I do enjoy traveling, mostly to Las Vegas (and I’m a fan of the Centurion lounge) and on cruises. I’m aware of the annual fees for both cards, but was seeking…

Why Does AA Charge More than US Airways for the Same Flight?

TPG reader Theresa tweeted me to ask: @thepointsguy– “Why does American Airlines charge more than US Airways for the exact same flight?” To the common eye, airline fares don’t make any sense. Why would three flights connecting be cheaper than one of those segments alone? Why do shorter flights cost more than longer flights? Airline…

What’s the Best Way to Use Amex Membership Rewards Points?

TPG reader Josh tweeted me to ask: @thepointsguy– “I just got 100k Amex Platinum sign-up bonus points. What’s your favorite way to use Amex points?” Josh was lucky enough to be targeted for the 100,000 point sign-up bonus offer for the Amex Platinum card, which is an amazing promotion. I typically like to use my…