Is Amex Platinum Worth It If I’m Not Near Centurion Lounges?

TPG reader Mel tweeted me to ask: @thepointsguy – “Is it worth replacing my Citi Prestige card with an American Express Platinum Card if I typically fly out of Newark, which does not have a Centurion lounge? Are there any other benefits I should consider?” Unfortunately, there is no Centurion Lounge at Newark (EWR), and the…

Are US Airways Companion Tickets Valid After the Merger?

TPG reader Kent tweeted me to ask: @thepointsguy – “Are US Airways companion tickets still valid after the AA/US Airways merger is fully completed?” This weekend, American Airlines and US Airways are finally merging frequent flyer mile programs. There are lots of changes coming, but the most frequent question I’ve been getting is about the…

Can I Use My Household Income on a Credit Card Application?

TPG reader Alan tweeted me to ask: @thepointsguy – “When applying for a Chase Sapphire Preferred card, can my wife and I both apply so it shows our combined income?”  When you apply for a credit card, the card is either for you or your wife, so the answer would be no. However, you can…

Should I Earn Points or Miles with Marriott Rewards?

TPG reader Andrew tweeted me to ask: @thepointsguy – “I am signing up for Marriott Rewards; should I set my earning preference for points or airline miles?” If you set your account to earn Marriott Rewards points, you’ll earn about 10 points per dollar spent at most Marriott brands. I value Marriott points at about 0.7 cents apiece…

Chase Sapphire Preferred or Chase Freedom for Dining in Q2?

TPG reader Suzanne tweeted me to ask: @thepointsguy – “For next quarter, is it better to use the Chase Sapphire Preferred card and earn 2X on dining plus the 7% dividend, or use the Chase Freedom for 5X?” To be a real points pro, you need to learn how to maximize the earning of points,…

How Should I Use AAdvantage Miles to Fly to Sydney?

TPG reader Kyle tweeted me to ask: @thepointsguy – “I’m trying to book business class with American Airlines miles to Sydney (SYD) in November and there are almost zero flights. Is it a lost cause? Any advice?” If you want to use American Airlines miles to go to Australia, the easy option is to redeem them…

Which Card Should I Keep When American and US Airways Merge?

TPG reader Mark tweeted me to ask: @thepointsguy—”Which credit card should I keep after the US Airways/American merger: the Citi AAdvantage Platinum Select MasterCard or the US Airways Premier World MasterCard? Is it worth keeping both cards for the 10% mileage rebate?”  After the AAdvantage and Dividend Miles programs merge in the near future, you won’t be…

Which Airline Has the Best Lie-Flat Transcontinental Seats?

TPG reader Nicholas tweeted me to ask @thepointsguy—”Which airline has the best lie-flat transcontinental product?” The top contenders are for best lie-flat on transcontinental flights are American, United, Delta, and JetBlue. I’ve flown all four, and I think my favorite may surprise you. Here are the dimensions of the lie-flat seats you’ll find on transcontinental flights with each of…

Should I Switch from Amex Platinum to Premier Rewards Gold?

TPG reader Jonathan tweeted me with this question: @thepointsguy — “With the recent changes to the Amex Premier Rewards Gold, is it worth switching from my Amex Platinum?” The recent changes to the American Express Premier Rewards Gold Card have been good, despite the $20 increase in the annual fee from $175 to $195. Beginning June 1,…

How Should I Use My Stash of Amex Membership Rewards Points?

TPG reader Johnny asked me: “I have about 1.5 million points with Amex, but just can’t seem to find good ways to use them. Can you help?”  Johnny, you’re sitting on an extremely valuable chunk of points, and I’m sure we can find great ways for you to use them! Amex makes it easy to use…