Should I Buy Trip Insurance from My Airline During Checkout?

TPG reader Cathy tweeted me to ask: @thepointsguy– “Is it ever worth purchasing the trip insurance that airlines offer during checkout when buying a flight?” Trip insurance is a tricky subject. I think the main thing to know is the distinction between Trip Protection—which is usually what’s offered when you check out while purchasing a flight…

Can Alaska Compete with Delta for the Seattle Market?

TPG reader Dale sent me a message on Facebook to ask: “When can we expect Alaska to make a bold move to slow down Delta’s efforts here in Seattle market ? So far, they have not lit the fire!”  I love to watch airlines duke it out for control. With so many mergers these days, it’s…

Is It Worth Collecting Avios if I Typically Fly Southwest?

TPG reader Ian tweeted me to ask: @thepointsguy– “Is it worth getting the British Airways Visa and collecting Avios if I already have the Southwest Companion Pass for 2015/16? I typically fly more on Southwest than American/BA.” The Southwest Companion Pass is one of the most amazing airline perks out there (if you fly Southwest,…

Which Card for Cash Back: Citi Double Cash or Amex Fidelity?

TPG reader Zach messaged me on Facebook to ask: “I’ve been considering switching to the Citi Double Cash card; this would replace my Fidelity Investment Rewards card that earns two percent cash back. Since the Citi card is MasterCard and the Fidelity one is American Express, I thought maybe the Citi card would be accepted in more…

Should I Buy up to American Executive Platinum Elite Status?

TPG reader Al sent me a message on Facebook asking: “US Airways just quietly posted their revised buy-up to elite program, which is pretty close if not identical to American’s boost program. Do you think it’s worth it to buy up for higher elite status?” It’s December, which means it’s crunch time for elite status….

Which Credit Card Is Best When Paying for Hyatt Stays?

TPG reader Talissa emailed me to ask: “Which card would be better to use for the “cash” portion of Hyatt’s “points + cash” option: the Chase Sapphire Preferred (2X points on travel) or Hyatt’s own credit card?” The Chase Sapphire Preferred card and the Chase Hyatt Visa each have their own sets of benefits for hotel spending. So…

What Will Happen to My US Airways Dividend Miles in 2015?

TPG reader @MrMainStreet tweeted me to ask: @thepointsguy– “Are Dividend Miles going away with the US Airways/AA merger? Do we need to spend them before Quarter Two?” People get nervous about airline mergers, as there always seem to be winners and losers. American Airlines recently announced that the AAdvantage and Dividend Miles loyalty programs will merge in…

Will I Get SkyClub Lounge Access When I Fly Delta?

TPG reader Tiffany tweeted me to ask: @thepointsguy– “I’m flying JFK-SEA on Delta over the holidays and wanted to see if I’ll have SkyClub access before my flight?” Well, without knowing anything about this trip or your situation, it’s hard to say. If you’re just flying in economy and you don’t have a credit card…

Can I Use the Amex Platinum Airline Credit for Gift Cards?

TPG reader Stan tweeted me to ask: @thepointsguy– “What is the current 2014 success rate of getting an Amex Platinum reimbursement for purchasing airline gift cards?” One of my favorite perks of the American Express Platinum card is the annual $200 airline fee credit. Every year you get to select a different airline of your…

Should I Credit To American If I’m Already Executive Platinum?

TPG reader Brendan tweeted me to ask: @thepointsguy– “I’ve already re-qualified for American Executive Platinum for 2015, but still have a few trips this year, should I credit elsewhere?” December is crunch time for those of us who value airline elite status. You’ve got until December 31, 2014 to embark on a flight that will…