How Do I Figure Out a Good Credit Card Application Strategy?

TPG reader Thomas sent me a message on Facebook to ask: “Love all your info. I’m learning a lot, but have lots more to learn. I’m interested in trying a credit card app-o-rama. I have 780+ credit, pay my balances each month, and 20 years of credit history. I’ll be shifting over from several cash…

Can I Use the US Airways Companion Pass After the Merger?

TPG reader Bjorn tweeted me to ask: @thepointsguy—”What will happen to the US Airways Companion tickets after the merger? My wife and I still have one each.” In just a couple months, US Airways and American Airlines will finally merge their frequent flyer programs. This step has a lot of implications for both programs, as well…

Can I Earn Points on Credit Card Balance Transfers?

TPG reader Michelle sent me a message on Facebook to ask: “Do balance transfers between credit cards give you points, and if yes, which do you recommend?” Carrying credit card balances can be precarious, because any amount you pay in fees or interest can negate the value of the points and miles you earn, and it can damage your…

How Can I Avoid BA Fuel Surcharges Flying to Portugal?

TPG reader Catherine tweeted me to ask: @thepointsguy– “I’m booking honeymoon flights to Portugal and want to avoid British Airways fees and LHR. What’s the best business/first class product to fly? AA757, IB340, or other?” I love helping people plan their honeymoons, especially when they’re to some of my favorite destinations like Portugal! Catherine wants…

How Do I Keep Track of Credit Cards Payments and Due Dates?

TPG reader Steven messaged me on Facebook to ask: “Could you tell us how you manage your credit cards in terms of payment due dates and making sure you don’t miss a payment?” Maintaining a pristine credit score is crucial if you plan to get multiple credit cards in order to earn a lot of points…

What’s the Most Lucrative Current Credit Card Sign-up Bonus?

TPG reader Chris emailed me to ask: “What is the most lucrative credit card sign-up bonus offer available right now?”  There are some incredibly valuable targeted offers out there right now, but to answer this question I’m going to focus only on bonuses available to everyone. I think that right now the most lucrative sign-up bonus is the US Airways…

Can I Transfer Hyatt Points to Southwest for Companion Pass?

TPG Reader Yosef tweeted me to ask: @thepointsguy- “Can I transfer Hyatt points to Southwest to help me earn the Southwest Companion Pass?”  The Southwest Companion Pass is an amazing perk that I frequently discuss. The good news is, yes, you can transfer Hyatt points that will count toward earning the Companion Pass. However, the bad…

What’s the Best Credit Card to Earn Free Domestic Flights?

TPG reader Stacey tweeted me to ask: @thepointsguy—”What’s the best travel rewards credit card to earn free flights for domestic travel?” The answer to this question depends heavily on another: what airline(s) do you like to fly? I think the 50,000 point sign-up bonus offers on the Southwest credit cards are a great deal, and are worth over $700…

What Are Some Tips for Earning SPG Platinum Status?

TPG reader Savannah tweeted me to ask: @thepointsguy- “I really want to go for SPG Platinum this year, but don’t know if I’ll meet the requirements. Any advice?” Just like me, Savannah loves her SPG Platinum status. The easy tip if you’re nervous about re-qualifying is simply to stay, stay, stay. Book as much travel…

Chase Sapphire Preferred or Amex Platinum: Which Is Better?

Many people have reported being targeted for the 100,000 point offer for The Platinum Card from American Express through the CardMatch Tool. Be sure to check for yourself to see what offers are available to you (there is no credit check)! TPG reader Jonathan tweeted me to ask: @thepointsguy- “Is the Chase Sapphire Preferred a better…