Which Is Better: Chase Ritz-Carlton or Amex Platinum Card?

Many people have reported being targeted for the 100,000 point offer for The Platinum Card from American Express through the CardMatch Tool. Be sure to check for yourself to see what offers are available to you (there is no credit check)! TPG reader @AGlobalAffair tweeted me to ask: @thepointsguy– “How would you rate the benefits of…

How Can I Earn Points or Miles for Tax & Mortgage Payments?

TPG reader Melony emailed me to ask: “Are there any ways to earn bonus points or miles for tax payments and mortgage payments these days?” I’ll start by answering the tax portion of Melony’s question. April 15, the dreaded tax day, will be here before we know it. I actually do earn a lot of miles by…

How Do You Keep All Your Credit Cards Organized?

TPG reader Brycia emailed me to ask: “With so many credit cards, how do you keep them organized? Do you carry all of your active cards with you at all times? Do you have a huge credit card wallet? Or do you leave some at home and only take some with you?”  I’ve got about 25 active…

Should I take Uber or a Taxi from MIA to South Beach?

TPG reader David tweeted me to ask: @thepointsguy– “Miami Airport (MIA) to South Beach and vice versa. Which should I take: Uber or airport taxi?”  Today I’m answering questions from the gorgeous Andaz Maui in Hawaii. Here’s the deal: I love Uber. I’ve used it all around the world, from Paris to to Los Angeles,…

Does the British Airways Visa Make Sense Post-Devaluation?

TPG reader Mike emailed me to ask: “Does the British Airways Visa still make sense post-devaluation?  I know there are some potentially better options for earning Avios, but the two-for-one and 10% airfare discount are intriguing.” This past week we got some bad news regarding the British Airways Executive Club Program. As of April 28, 2015,…

How Do I Figure Out a Good Credit Card Application Strategy?

TPG reader Thomas sent me a message on Facebook to ask: “Love all your info. I’m learning a lot, but have lots more to learn. I’m interested in trying a credit card app-o-rama. I have 780+ credit, pay my balances each month, and 20 years of credit history. I’ll be shifting over from several cash…

Can I Use the US Airways Companion Pass After the Merger?

TPG reader Bjorn tweeted me to ask: @thepointsguy—”What will happen to the US Airways Companion tickets after the merger? My wife and I still have one each.” In just a couple months, US Airways and American Airlines will finally merge their frequent flyer programs. This step has a lot of implications for both programs, as well…

Can I Earn Points on Credit Card Balance Transfers?

TPG reader Michelle sent me a message on Facebook to ask: “Do balance transfers between credit cards give you points, and if yes, which do you recommend?” Carrying credit card balances can be precarious, because any amount you pay in fees or interest can negate the value of the points and miles you earn, and it can damage your…

How Can I Avoid BA Fuel Surcharges Flying to Portugal?

TPG reader Catherine tweeted me to ask: @thepointsguy– “I’m booking honeymoon flights to Portugal and want to avoid British Airways fees and LHR. What’s the best business/first class product to fly? AA757, IB340, or other?” I love helping people plan their honeymoons, especially when they’re to some of my favorite destinations like Portugal! Catherine wants…

How Do I Keep Track of Credit Cards Payments and Due Dates?

TPG reader Steven messaged me on Facebook to ask: “Could you tell us how you manage your credit cards in terms of payment due dates and making sure you don’t miss a payment?” Maintaining a pristine credit score is crucial if you plan to get multiple credit cards in order to earn a lot of points…