When Does the Sapphire Reserve Travel Credit Expire?

TPG reader Gilbert emailed me to ask about the timeline for using one of his credit card benefits: “Does the $300 travel statement credit on the Sapphire Reserve card have an expiration?” Several of the top rewards credit cards offer statement credits for travel purchases, which can help offset a large portion of the annual fee. The terms and conditions…

When Should I Transfer Points to Airline and Hotel Partners?

TPG reader Sai sent me a message on Facebook to ask about transferable points programs: “What’s the advantage of transferring Ultimate Rewards points to partners rather than booking through Chase?” There are a lot of benefits to redeeming Ultimate Rewards points through the Chase travel portal. For starters, Chase tends to offer competitive prices and lets you use points to cover a…

Can I Earn a Sign-Up Bonus With One Program From Two Banks?

TPG reader Faraj sent me a message on Facebook to ask about co-branded credit cards: “Can I earn separate bonuses for opening credit cards with the same brand, but from different banks? For example, can I sign up for one Hilton HHonors card from Citi and another from Amex, and earn a bonus in each case?” Many airlines and hotels…

Can Someone Else Use My Global Entry Application Credit?

TPG reader Michael sent me a message on Facebook to ask about getting expedited security: “If I already have Global Entry, can I still use a statement credit to cover someone else’s application?” I love having access to expedited security programs, and I highly recommend signing up if you travel frequently. Global Entry membership (which includes TSA PreCheck) normally costs $100, but there are…

Should I Keep the Hyatt Visa If I Get the Sapphire Reserve?

TPG reader Austin sent me a message on Facebook to ask about co-branded credit cards: “Since Ultimate Rewards points transfer to Hyatt at 1:1, does it make sense to have both the Chase Sapphire Reserve and the Hyatt Visa card?” When you’re deciding whether to keep or cancel a credit card, it’s important to look at the big…

How Should I Convert Hotel Points Into Airline Miles?

TPG reader Santohsh sent me a message on Facebook to ask about using Marriott Rewards points: “I have some Marriott points that I don’t plan to use for hotel stays. What are the best options to convert them to airline miles?” Many hotel loyalty programs give you the option to convert points to airline miles, but you’ll generally sacrifice…

When Does the Clock Start on a Credit Card Sign-Up Bonus?

TPG reader Tyler sent me a message on Facebook to ask about earning sign-up bonuses: “When does the clock start on the spending requirement for a credit card sign-up bonus?” I often get questions like this when a lucrative sign-up bonus pops up, like the one currently being offered for the new Chase Sapphire Reserve Card. Not spending enough or…

How Can I Maximize Flight Deals If I Live in a Smaller City?

TPG reader Bryant sent me a message on Facebook to ask about finding cheap flights: “I see a lot of deals for international flights from New York and LA, but none from here in Buffalo. What’s the best way to capitalize on flight deals if you don’t live in a hub city?” It’s been a while since we saw a truly sensational…

Can I Use a Second Priority Pass Membership for a Guest?

TPG reader Brandon sent me a message on Facebook to ask about lounge access: “I have the Amex Platinum card, and plan on getting the Chase Sapphire Reserve. Since both cards offer Priority Pass, can I use one membership for myself and the other for a guest so they don’t have to pay the admission fee?” Most…

What Should I Do If a Credit Card Bonus Offer Isn’t Honored?

TPG reader Joe sent me a message on Facebook to ask about earning sign-up bonuses: “I recently received a mailer offering an AAdvantage credit card with a bonus of 30,000 miles. I signed up and met the spending requirement quickly, but now I’m told there’s no record of the offer being extended to me. I’ve called multiple times with no result; they’ll…