Which Credit Card Should I Use to Maximize a Car Purchase?

TPG reader Carla sent me a message on Facebook to ask about maximizing a large purchase: “I’m getting ready to buy a new car. I read that most dealers cap the amount you can pay for with credit, but even if I can only charge $5,000 or so, which card will earn me the most valuable…

What’s the Best Way to Earn British Airways Avios?

TPG reader Vincent sent me a message on Facebook to ask about earning rewards to redeem on Aer Lingus: “Now that the new AerClub has been folded into the Avios program, what’s the best way to collect Avios for use on Aer Lingus?” I never saw much value in the Aer Lingus Gold Circle program, but the…

Will I Earn Elite Credits From an Airline Status Challenge?

TPG reader Moe sent me a message on Facebook to ask about earning elite status: “If I complete an airline status challenge, how many elite credits will I need to reach the next elite level? For example, if I challenge for AAdvantage Gold status, will I still have to meet the normal requirements to reach Platinum, or…

Do Delta Medallion Elite Miles Roll Over for Multiple Years?

TPG reader Patrick emailed me to ask about earning Delta status: “I fly with Delta a lot and rack up a ton of Medallion Qualification Miles. I currently have over 470,000 MQMs, 280,000 of which rolled over from 2015. If I don’t earn any more elite miles from here on out, but I have a credit card to waive the spending requirements,…

Can I Use My Annual Travel Credit for an Airline Lounge Membership?

TPG reader Benjamin sent me a message on Facebook to ask about redeeming a credit card benefit: “I know the Sapphire Reserve card comes with Priority Pass, but I’m also interested in getting Admirals Club access. If I purchase a membership, can I use my $300 annual travel credit to help cover the cost?” The Chase Sapphire…

Should I Use Global Entry or the Mobile Passport App?

TPG reader Troy sent me a message on Facebook to ask about expedited security programs: “Do I need Global Entry if I have Mobile Passport?” If you’re looking for ways to get through airport checkpoints more quickly, you have some options. Global Entry is a great service for frequent flyers, and my membership has saved me from long lines…

How Can I Find out About Chase Sapphire Events in Advance?

TPG reader Gail sent me a tweet to ask about VIP experiences through Chase: “How do I find out when Chase Sapphire events become available so I don’t miss out?” The Chase Sapphire Preferred Card and Chase Sapphire Reserve Card routinely rank among my favorite travel rewards cards. Both offer lucrative benefits and transfer partners that get plenty of attention,…

Which Credit Card Maximizes Rewards With Uber and Lyft?

TPG reader Cole sent me a message on Facebook to ask about earning rewards for Uber: “Is Uber considered a travel expense, and if so, which credit card should I use to pay for Uber charges?” One important step to maximizing your rewards is knowing how each purchase is categorized. Credit card issuers don’t always agree about what qualifies as…

Why Are Transferable Points Worth More Than Other Rewards?

TPG reader Khant sent me a message on Facebook to ask about point valuations: “I noticed that you value Ultimate Rewards more than points or miles from any of Chase’s transfer partners. Why is that the case, and how do I get the higher value out of Ultimate Rewards points?” I tend to put a premium on programs…

Do Airlines Ever Lower the Mileage Cost of Award Flights?

TPG reader Diana sent me a message on Facebook to ask about booking award flights: “I’m trying to book three award tickets from New York to San Diego. The mileage cost has gone up since I first started checking. Will it ever go back down?” Anyone who travels regularly has probably kicked themselves at some point for waiting to buy a flight until…