7 Ways to Maximize Your Chances of Being Approved for a Credit Card

When you find a great travel rewards card, the last thing you want is for your application to be declined. But thankfully, there are several steps you can take to improve your odds of being approved. In today’s post, I’ll share some tips on how to do just that. How Credit Card Applications Work When you…

3 Key Considerations for Improving Your Credit Score

If you’re looking to reap the rewards of some of the top credit card offers, it’s not as simple as filling out that pre-approved application that landed in your mailbox. In fact, pre-approved doesn’t even mean you’re really approved. Instead, the bank will still conduct a thorough review of your personal finance history to determine…

All About the Chase Private Client Program

Travelers often use their credit cards to earn elite status with airlines, hotel programs and even rental car companies. And in a way, being a member of the Chase Private Client program is like having elite status — with one of the most important banks and travel rewards credit card issuers. In today’s post, I want to discuss…

When Should I Avoid Being Listed as an Authorized User?

TPG reader Frankie sent me a message on Facebook to ask about improving his credit score: “I recently realized that my credit score has dropped because of one of my parents’ credit cards. I was added as an authorized user long ago, and now they have a high balance on that account. Will removing myself as an authorized…

10 Reasons You Can Be Denied for a Credit Card and What You Can Do About It

No one likes rejection — least of all when it keeps you from earning a valuable sign-up bonus from a travel rewards card. While there are several circumstances in which you may be denied for a credit card application, there are often ways to appeal that decision, as TPG Contributor Akash Gupta explains below. “After…

Now You Can Check Your FICO Score for Free with Discover

One of the quickest ways to get your feet wet in the points-and-miles hobby is by taking advantage of credit card sign-up bonuses. However, before you can even start thinking about signing up for credit cards, there are some vital pieces of information you need to know and understand about your credit. Identifying your credit score can sometimes…

Capital One Introduces Credit Tool That’s Available to Everyone

Your credit score is one of the most important numbers associated with your name. And with credit cards being one of the easiest and quickest ways to earn points and miles, it’s extremely important that you monitor your credit score and keep it in good standing. Actually obtaining your credit score has been somewhat difficult in…

Which Credit Factor is More Important to My Overall Score?

TPG reader Kevin emailed me to ask about credit scores: I have two conflicting dings on my credit report: a low average age of accounts, and a low number of accounts. If I add more accounts, the average age will go down, so will it help me or hurt me overall? For people without a lengthy credit history, building…

5 Lesser-Known Things that Affect Your Credit Score

Earning points and miles through a variety of lucrative credit card bonuses can open up tons of amazing travel options. But to really work this hobby to your advantage, you need a solid credit score. Today, TPG Contributor Vikram Birring goes back to basics with a look at several things that you may not even…

Your FICO Score and Which Credit Cards Offer It Free

Building a good credit score is important if you want to get approved for the best travel rewards cards. Today, TPG Contributor Richard Kerr explains the significance of your FICO score, and which credit cards can help you track it to better maintain your credit rating. After a Social Security number, a FICO credit score is perhaps the most important number assigned to Americans,…