Now You Can Check Your FICO Score for Free with Discover

One of the quickest ways to get your feet wet in the points-and-miles hobby is by taking advantage of credit card sign-up bonuses. However, before you can even start thinking about signing up for credit cards, there are some vital pieces of information you need to know and understand about your credit. Identifying your credit score can sometimes…

Capital One Introduces Credit Tool That’s Available to Everyone

Your credit score is one of the most important numbers associated with your name. And with credit cards being one of the easiest and quickest ways to earn points and miles, it’s extremely important that you monitor your credit score and keep it in good standing. Actually obtaining your credit score has been somewhat difficult in…

Which Credit Factor is More Important to My Overall Score?

TPG reader Kevin emailed me to ask about credit scores: I have two conflicting dings on my credit report: a low average age of accounts, and a low number of accounts. If I add more accounts, the average age will go down, so will it help me or hurt me overall? For people without a lengthy credit history, building…

Will My Credit Score Drop If I Don’t Use My Credit Cards?

TPG reader Jon sent me a message on Facebook to ask about managing his credit card portfolio: “Will my credit score be affected if some of my 10+ credit cards go unused? Should I try to make purchases each month, or is it okay to have a continuous $0 balance?” Your credit is a valuable tool, so…

Travel Credit Card Resolutions for 2016

With a new year comes new opportunities to maximize your points and miles … if you’re savvy about the credit cards you carry and their benefits. TPG Special Contributor Eric Rosen shares this handy list of the New Year’s resolutions everyone should consider to maximize their credit cards and the travel rewards they can reap…

The Average American’s Credit Score Is Pretty Terrible

How does your credit stack up to other Americans? A new report indicates that the average credit score across the US is just 604 — pretty poor compared with what’s needed for some of the best rewards cards. There are a few factors associated with your assigned score, such as payment history, but ultimately it seems that the average…

5 Things to Understand About Credit Before Applying for Cards

Credit cards are one of the easiest and quickest ways to earn points and miles — from sign-up bonuses to earning points on everyday spending and even getting some pretty neat perks on top of it all. It’s easy to get carried away with all of the options that are available, and it seems like issuers are…

How To Use The CardMatch Tool to Get Even Better Sign-Up Offers

Every so often, targeted credit card sign-up bonus offers come around that can be much higher than the available public offers on the same cards. One of the best places to look for these offers is through the CreditCards.com CardMatch Tool. CardMatch allows you you to see if there are any special credit card offers targeted specifically to you,…

Top 10 Travel Rewards Credit Card Offers for December 2015

Update: Some offers mentioned below are no longer available. View the current offers here – Chase Sapphire Preferred, British Airways Visa November was a big month in terms of loyalty-program news. Marriott announced plans to acquire Starwood, American Airlines unveiled huge changes to its AAdvantage miles program and amidst more competition, Chase finally raised the sign-up…