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Credit Cards

The Top Credit Card Bonuses With Low Minimum Spending Requirements ($1,000 or Under)

May 2, 2014

During my last round of credit card applications, I netted 230,000 bonus points and miles with four new credit cards, but I had to spend a total of $28,000 on my new credit cards within 6 months to earn the full bonuses. I have a lot of great strategies to meet minimum spending requirements, including paying some of […]

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Delta American Express Cards Waive Foreign Transaction Fees Starting Today – What Other Cards Don’t Charge Forex Fees?

May 1, 2014

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  Back in February, American Express announced that the Delta co-branded cards, including the Delta Gold, Platinum and Reserve cards, would start waiving foreign transaction fees as of May 1, 2014, and that day has finally arrived. These fees […]

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Top Credit Cards With No First Year Annual Fee

April 28, 2014

Update: The offers mentioned below for the Starwood Preferred Guest Credit Cards from American Express has expired. View the current offers here – personal, business. The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  There are some great travel credit card offers out there at the moment, and to entice new customers, many […]

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Top Current Credit Card Bonuses Of 40,000+ Points and Miles

April 25, 2014

Summer is coming, and along with it the travel high season in much of the world. A lot of readers have been writing to me about getting their travel plans in order and using miles to get to popular destinations where airfares and hotel rates are too high to be an option. Not only that, […]

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The Top Airline and Hotel Credit Cards With Anniversary Bonuses

April 24, 2014

One of the questions I’m asked the most is, how to decide when to cancel a credit card. This comes up a lot because many of the best points-earning travel credit cards carry annual fees ranging anywhere from $49-$495. That’s why, every year when it’s about to hit their statement, readers write in asking whether […]

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The Best Hotel Credit Cards For Earning Elite Status

April 22, 2014

Update: The offers mentioned below for the Starwood Preferred Guest Credit Cards from American Express has expired. View the current offers here – personal, business. Yesterday I posted about the best credit cards that help you earn miles toward airline elite status, and I thought it would be helpful write up a companion piece exploring hotel credit cards that […]

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The Best Credit Cards For Earning Airline Elite Status Qualifying Miles

April 21, 2014

Readers often ask me which credit cards help you earn miles toward airline elite status, and after recently exploring  the best airline credit card offers and the top credit card spending bonuses for 2014, it seemed like a great time to specifically address this question. While most airline co-branded credit cards simply offer award/redeemable miles that have no […]

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What Is the Best Credit Card for a First Time Applicant?

April 20, 2014

TPG reader Kashif tweeted me to ask: “@thepointsguy I’m turning 18 this week and I’m thinking of signing up for a credit card that I could pay off. What’s your suggestion for the best points card for a first-timer?” Happy 18th birthday, Kashif! Before you choose any card, I’d suggest checking your credit score for free […]

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Paying Taxes With Credit Cards: 10 Scenarios That Might Make Sense

April 15, 2014

It’s Tax Day, and one of the questions I’m asked the most at this time of year is whether paying taxes with a credit card is a good way to rack up points and miles and if so, what credit card to use to maximize your taxes. It would seem like paying your taxes using […]

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Update on Maximizing Credit Card Spending Strategies With Prepaid and Gift Cards

April 10, 2014

CVS recently hardcoding its registers not to accept credit card payments for Vanilla Reloads last week has prompted a major shift in credit card spending strategy. Earlier this week, TPG contributor Jason Steele share strategies for purchasing Vanilla Reloads elsewhere. Today he expands his focus to recalibrating your credit card spending strategy on prepaid and […]

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Benefits and Costs of Adding Additional Cardholders on Credit Cards

April 9, 2014

Update: The offer mentioned below for the Capital One Venture Card has expired. View the current offer here.  Readers often ask me about the perks and downsides of adding cardholders to existing credit card accounts, and I’ve explored the answers in posts like:  What Are the Effects of Adding an Additional Cardholder? Should I Make My […]

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What is the Best Business Credit Card With No Foreign Transaction Fees?

April 6, 2014

Update: The offer mentioned below for the Starwood Preferred Guest Business Credit Card from American Express has expired. View the current offer here. TPG reader Bradley is in the market for a new small business credit card without foreign transaction fees. Here’s his question: “I need to get a non-Amex no foreign transaction fee business credit card […]

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Should I Get a US Airways or American Airlines Credit Card?

April 6, 2014

TPG reader Mike needs a new credit card. He’s a US Airways flyer, but is thinking ahead to the merger with American. Here’s his question: “Wondering if you would post about which credit card to get (US Airways or American). I have lot of upcoming travel and typically fly US Airways up and down the […]

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Credit Cards for Travel: Chase Sapphire Preferred, Barclaycard Arrival or Amex EveryDay?

March 30, 2014

Earlier this month, I answered the question Which Credit Card To Get: Chase Sapphire Preferred or Barclaycard Arrival? Now I’ve received an email from TPG reader Chaz, who’s torn between these two cards and a brand new one on the scene – the Amex EveryDay cards: “I’m trying to decide between two of three credit cards: Amex […]

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What Credit Card Should I Put Hotel Wedding Spend On?

March 23, 2014

TPG Twitter follower Redcat has an upcoming wedding to pay for and is wondering what credit card to put the hotel expenses on. Here was his question: “@thepointsguy $15k in IHG hotel spend for a wedding. Sapphire Preferred or IHG Visa card? Or something else?” What this really gets down to is, what credit card […]

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Top 10 Ways To Meet Credit Card Bonus Minimum Spending Requirements

March 18, 2014

A lot of readers have applied for the 100,000-mile bonus on the Citi Executive AAdvantage card since it appeared a couple months ago and are now thinking of ways to meet the minimum spending requirement of $10,000 in 3 months. In my own recent round of applications, I was approved for four cards – the […]

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What Is the Best Points-Earning Business Credit Card?

March 16, 2014

Update: The offer mentioned below for the Business Platinum Card from American Express has expired. View the current offer here. Update: The offer mentioned below for the Starwood Preferred Guest Business Credit Card from American Express has expired. View the current offer here. TPG reader Cory is thinking of changing up his business credit card and tweeted me […]

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Can You Play the Credit Card Game Forever?

March 16, 2014

One of my best friends, Mike, follows my lead and plays the credit card game for mileage bonuses. (In fact, he just flew business class for almost nothing to meet up with me here in Dublin for a vacation.) Having read that I got four new credit cards and 230,000 points last week, he asked me a […]

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My New Credit Card Application Results – Four Cards 230,000 Points

March 14, 2014

Yesterday, I wrote about my Credit Card Spring Cleaning and how I decide when to keep or cancel a credit card (or to try to get a new version of a card I already have in order to score the sign-up bonus again) in anticipation of applying for multiple new points-earning cards. After I’d done […]

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My Credit Card Spring Cleaning – Which Cards To Keep, Cancel or Convert

March 13, 2014

Update: The offers mentioned below for the Starwood Preferred Guest Credit Cards from American Express has expired. View the current offers here – personal, business. Spring is here, the sun is shining (well, it is in Miami!), and it’s time for another round of credit card applications to boost my points balances. With several new lucrative offers out there […]

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What Is The Best Credit Card to Maximize Points Earning On A Road Trip?

March 9, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. TPG Reader Patrick emailed me to ask about which credit card to use during a road trip: “I’m planning a cross-country road trip in May-June of this year, driving from Los Angeles to New York and back. I […]

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The Best Current Airline Credit Card Offers

March 4, 2014

One of the big questions that came up both days at the New York Times Travel Show, was how airline credit cards play into an overall points and miles strategy. While I personally spend more on credit cards that accrue transferable points like the Sapphire Preferred, or the Premier Rewards Gold, since transferable points give […]

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My New York Times Travel Show Presentation: Maximizing Credit Cards For Free Travel, And Reader Meet Up

March 3, 2014

It was a busy weekend in New York! What with all the major airline news last week from Delta and American, I had plenty to talk about at the New York Times Travel Show on both Saturday and Sunday. My talk Saturday was titled, “Maximizing Credit Cards for Free Travel,” and in it I discussed the […]

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American Express Introduces New EveryDay Cards With 20-50% Bonuses and Full Membership Rewards Earning

March 2, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. American Express announced today that it would be launching two new consumer credit cards called the EveryDay cards, with applications opening on April 2, 2014. I talked to Amex’s Senior Vice President of Consumer Lending Products, David […]

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