Travel Rewards Strategies for People with Low Credit Scores

Travel rewards cards can be incredibly lucrative, and while the best sign-up bonuses often require high credit scores and unblemished borrowing histories, you can still get into the game even if your credit record isn’t sparkling. Today, TPG Contributor William Morse explains how your credit score is calculated, and offers strategies for would-be award travelers with less than perfect credit. Credit Score Basics Credit…

How to Get a $100 Global Entry Application Fee Credit

As a frequent international traveler, I appreciate anything that helps me save time in the immigration line. Today, TPG Contributor Richard Kerr explains how you can enjoy the benefits of Global Entry expedited security without having to pay extra. A couple years ago, I arrived in Atlanta from Tokyo aboard a full Delta 747-400. As 375 of my fellow passengers and I…

Applicant’s Remorse: Bitter from a Bigger, Better Bonus

There are plenty of travel sites that tell you how to do things the right way — but as every traveler (and credit card game player) knows, sometimes things go wrong. In his bi-monthly Mistake Monday series, TPG Contributor J. Keith van Straaten invites you to learn from his mistakes — his many, many mistakes. I don’t remember exactly when…

Business Credit vs. Charge Cards — Which is Right for You?

Today, TPG Special Contributor Eric Rosen explains the differences between credit cards and charge cards, and looks at the benefits of each. When it comes to points and miles, personal credit cards are just one piece of the puzzle. Business cards can be another great way to rack up rewards for the travel you want, and…

Should I Get the Starwood Amex with 30,000 Bonus Points?

TPG reader Jonathan wrote in to ask about Starwood and the co-branded Amex card: “I just started staying at Starwood hotels — should I get the Amex SPG with the 30,000 bonus points?” Every August for the last several years, Starwood and American Express have increased the sign-up bonus for the Starwood Preferred Guest Credit Card,…

Does A Credit Card Invitation Mean My Application Is Guaranteed?

TPG reader Kevin tweeted me a question that I’m sure many of you have also wondered about: @thepointsguy — “If you receive an invitation to apply for a credit card, does that mean you’ll be accepted automatically?” These days, some of the most lucrative credit card offers are those you get in the mail. (Yes, it’s 2015…

Which Cards Offer Lounge Access to Secondary Cardholders?

TPG reader Tom wrote in to ask about using a partner’s lounge access even when traveling alone: “Are there any credit cards that allow a secondary cardholder to access lounges for no charge when the primary cardholder is not present?” The short answer? No — at least none that do it for free. Credit card…

What Was the First Travel Credit Card You Ever Had?

TPG reader Michelle asked me a fun question: “What was the first travel credit card you had? I was just curious how you started out understanding how to maximize rewards with cards, and I wanted to know what was your first card and why.” I had to think about this one for a bit, but I…

Top 10 Travel Rewards Credit Card Offers for August 2015

Loyalty programs change all the time, and so do the credit cards associated with them. Bonuses rise and fall, benefits shift and mileage charts are revalued, all with little or no notice. Staying up to date on the credit card marketplace is imperative for a successful award-travel strategy. That can be a lot to keep track…

5 Tips for Planning Great Family Trips

Despite harrowing tales of screaming babies and spilled airplane drinks, traveling with children doesn’t have to be painful. Having lived and traveled abroad with her family of four, new TPG Contributor Jessica Lawler offers her insights into planning more organized, efficient and affordable trips that will create lasting memories for your own family.  In the last…