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Maximizing Credit Card Bonus Categories to Earn More Points

October 17, 2014

Many of the best points-earning credit cards offer cardholders the opportunity to earn bonus points or miles in certain merchant categories, whether they be grocery stores, gas stations, restaurants, or others. With the diversity of credit cards out there and the sheer variety of purchases the average person makes over the course of a year (or even a […]

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Ranking the Top Cash-Back Credit Cards

September 23, 2014

Because I’m so focused on travel, I tend to prefer credit cards that specifically offer travel benefits, such as co-branded cards that earn airline miles or hotel points, or those that earn transferable points like Chase Ultimate Rewards or Amex Membership Rewards (which I can use to top up my loyalty accounts when I need to). However, as I always say, […]

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Quarterly 5% Bonus Categories: Chase Freedom & Discover It

September 12, 2014

In my ongoing quest for award travel, I tend to be pretty mindful of which credit card I use for various purchases. A card that offers a good return on groceries might offer only a pittance for hotel spending, so to maximize points and miles earnings, I’m keenly aware of which cards have the best bonuses in each category. For most […]

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Citi Double Cash: a New Cashback Credit Card Option

August 29, 2014

Citi just announced the launch of a new cash back credit card with a unique twist on earning. Unlike most cards, which offer rewards based solely on spending, the Citi Double Cash Card awards 1% cash back per dollar spent, and then offers another 1% cash back as you pay down your balance. The earning structure is […]

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Top 0% APR Credit Cards That Earn Points & Miles

August 19, 2014

Generally when I write about credit cards, it’s to tell readers about the sign-up bonuses and other benefits they offer that can help enable and enrich your travels. But there are other important factors to consider when getting a new card – most critically, the impact that opening an account has on your credit score, and how applying for and using a card fits […]

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Credit Cards That Offer Primary Car Rental Coverage

August 8, 2014

As I’ve discussed in previous posts, two valuable (but often overlooked) benefits of credit cards are travel insurance and secondary auto rental insurance, even though terms are sometimes poorly disclosed and policies can be inadequate. For instance, when you’re covered  by secondary car rental insurance provided by your credit card and you damage a rental car in the US, you’ll still have to file a claim with your […]

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Credit Cards That Offer Free Credit Scores

July 28, 2014

Earlier this year, I shared how credit scores are calculated and which credit cards offer cardmembers a free look at their credit scores. In late February, though, the U.S. Consumer Financial Protection Bureau announced that it’s urging major credit card issuers to provide free credit scores and related information to their customers. Several more cards and issuers have since hopped […]

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Maximizing Points and Miles on Summer Road Trips

July 14, 2014

Summer is in full swing, and that means Americans are on the move. According to surveys by both Orbitz and Trip Advisor, nearly 90% of Americans plan to take a summer vacation this year, hardly surprising given the Arctic conditions that had a death grip on much of the country this winter. Over 40% traveled […]

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Top Credit Card Offers With No Annual Fee

June 23, 2014

Update: The offer mentioned below for the Chase Freedom Visa has expired. View the current offer here.  So far 2014 has been a great year for new credit cards and increased sign up bonuses. Most notably, American Express came out with the first Membership Rewards earning card with no annual fee, the Amex Everyday. While […]

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Discover It 2nd Quarter 2014 5% Back Category: Home Improvement Stores

April 24, 2014

Though I often talk about the Chase Freedom‘s quarterly rotating 5x bonus categories, let’s not forget that the Discover It card also has quarterly rotating merchant categories where you can earn up to 5% cash back on purchases, and up to 20% cash back by shopping through the ShopDiscover portal. We’re well into April, which […]

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How to Get a Free FICO Credit Score From Certain Credit Cards

February 26, 2014

Compiled by the Fair Isaac Corporation and sold to individuals and companies/banks, the widely-used credit score known as FICO helps lenders and credit card companies determine a consumer’s level of fiscal responsibility and risk. The higher this score, which ranges from 300-850, the better your credit. Once every 12 months, consumers can receive their FICO report […]

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Discover It Review: Rotating 5% Categories

February 21, 2014

Earlier this week I wrote about the top 5 credit card deals out there and while some have huge bonuses of up to 100,000 miles, they also all have annual fees ranging up to $450 a year. Today I’m taking a closer look at the Discover It card, which is a no-annual fee product that […]

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20% Off and 17 Points / Miles Per Dollar At Bloomingdale’s With Chase Freedom And AA Shopping Portal

October 3, 2013

The holidays might still be a ways off, but if you’re looking to get a head start on your gift list – or you just want to update your fall wardrobe – there’s a pretty great promotion going on through American Airlines’ AAdvantage eShopping portal right now at Bloomingdale’s. Now through October 5 (Saturday) instead […]

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Comparing The 5% Categories Of Discover it Card And Chase Freedom

August 19, 2013

Update: The current cash back categories for the Discover It card can be found here. To see the current 5% categories for the Freedom card visit this link. I currently don’t have a Discover card because I prefer to accrue airline miles and hotel points, but several readers have recently emailed me about how they […]

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Travel Tuesday Top 10: No Annual Fee Credit Cards for Travelers

July 3, 2012

There are a lot of great rewards credit cards out there that offer lucrative sign-up bonuses and opportunities to redeem points and miles for fantastic travel options. One downside to many of them, though, is the annual fees many of them levy on cardholders each year for the privilege of earning those points and miles. Depending […]

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Sunday Reader Question: Cash Back Versus Travel Credit Cards?

June 17, 2012

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here.  Update: The offer mentioned below for the Capital One Venture Rewards Card has expired. View the current offer here.  This question comes from TPG reader Jason who asks: “Can you discuss the major differences between cash back credit […]

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