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Credit Cards

Barclaycard Is On a Roll: More Things They Can Do to Dominate the Travel Reward Credit Card Industry

May 15, 2013

While there are numerous credit card companies, only a handful offer really valuable travel rewards credit cards. For years American Express was the premier issuer of valuable, transferable points. They still are a major force, but Chase has doubled down in the past five years and offers a huge portfolio of some of the best [...]

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Amex Business Gold FAQ and My Top 10 List of Other Credit Cards for the Last Minute App-o-ramas

May 8, 2013

Update: The current offer for the American Express Business Gold Rewards Card is 50,000 points after $5,000 in spend during the first 3 months. I’m getting a ton of traffic and emails today about the current 75,000 point Amex Business Gold deal and people asking whether they should do an impromptu round of applications if they applied [...]

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Chase Enhances AARP Card Benefits: Worth It?

May 7, 2013

Chase just launched a new enhanced version of its AARP Visa Signature card that includes 3% cash back on gas and restaurant purchases with no caps and no annual fee. The card comes with an introductory offer of $100 cash back when you spend $500 in the first three months of account opening and 0% [...]

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Which American Express Business Charge Card To Get? Business Gold Rewards Vs. Business Platinum

May 6, 2013

If you’ve been considering getting a business credit card from American Express, now might be a good time to do so thanks to two decent sign-up bonuses that are out there. The first is for the Business Gold Rewards card, which is currently offering a limited-time bonus of 50,000 Membership Rewards points when you spend [...]

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Video SRQ: How to Handle Getting Denied for Having Too Many Credit Inquiries

May 5, 2013

TPG reader Evan would like to know what he should do when his credit card application is affected by too many inquiries: “When churning and playing the credit card points game, how do you respond to banks that decline for massive inquiries?” This has happened to me many times before and usually can be cleared [...]

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And The Winner of the 10,000 Ultimate Rewards Points Giveaway Is…

May 3, 2013

On Tuesday, I talked about the Top 10 Current Travel Credit Cards that I covered in one of my Frequent Traveler University seminars last weekend in Tysons Corner. But I wanted to get my readers’ feedback on their top travel credit cards, so I decided to host a contest for readers who commented on the [...]

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Hilton American Express Cards Bonus Spending Category Changes Go Into Effect

May 2, 2013

If you have either the Hilton card or the Hilton HHonors Surpass cards from American Express, you’ll be noticing some changes on your statements from now on. Starting with the first billing cycle that starts after May 1, both the Hilton HHonors card from American Express and the Hilton HHonors Surpass card, will be reconfiguring [...]

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Chase Ink 5X: Maximizing the 5x Spending Bonus on Retail Gift Cards

May 2, 2013

One of the most lucrative credit card category spending bonuses, and the reason I love the Ink Bold and Ink Plus cards from Chase so much is the ability to earn 5X points per dollar you spend up to $50,000 a year each at office supply stores. Granted, very few businesses actually need to spend [...]

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Travel Tuesday Top 10: Current Travel Credit Cards (And 10,000 Chase Point Giveaway)

April 30, 2013

Over the weekend I gave a talk at Frequent Traveler University in Tysons Corner outside Washington, DC called “The Points Guy’s Credit Card Thunderdome.” As you might guess from the title, we had a lot of fun debating the relative merits of the various travel credit cards on the market at the moment and putting [...]

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Video SRQ: What is the Best Credit Card to Use to Book a Disney Cruise?

April 28, 2013

TPG Reader Jamie recently went on a Disney cruise with her family, but is now wondering how she could have been smarter about booking their trip: “My daughter turned five in March so my husband and I took our family of four on a Disney cruise, which we absolutely loved. I am now regretting not [...]

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SRQ: Does A Credit Card Annual Fee Count Toward The Minimum Spending Requirement For A Bonus?

April 28, 2013

A TPG reader approached me at the Freddies the other day to share a tragic story of major points bonus gone awry. Here’s what she told me: “Back in January, I applied for and got the Platinum Card from American Express during the limited-time offer of a 100,000-point sign-up bonus. You got 100,000 Membership Rewards [...]

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Chase Sapphire Preferred 3X Points On Dining First Friday Monthly

April 23, 2013

One of the reasons the Chase Sapphire Preferred is one of my all-round favorite points-earning travel credit cards is the fact that it earns 2X Ultimate Rewards points per $1 on dining (as does the Chase Sapphire). But for all your foodies out there, dining out just became even more lucrative because Chase Sapphire has [...]

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Earn 250 Bonus Miles For Buying US Airways Tickets With Mastercard

April 16, 2013

US Airways in partnership with Mastercard announced a promotion where you can earn 250 bonus US Airways Dividend miles every time you book a flight using a Mastercard between now and October 31, 2013 for flights through December 31, 2013. Register here with your name, Dividend miles number and the promo code MC13. You must [...]

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Video SRQ: What Credit Cards are Best for Big Spenders ($100k+)?

April 14, 2013

TPG reader Laura sent in a question via my Facebook page this week about how to strategize some big annual credit card spending. “What credit cards do you recommend for someone who spends over $100,000 a year on credit? Should I get a bunch of cards or stick with the top 3?” You might not [...]

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Travel Tuesday Top 10: Reasons To Get A Travel Credit Card Without An Annual Fee

April 9, 2013

When it comes to travel credit cards, the ones that often get the most attention are the premium ones many issuers offer that allow you to bank points and miles to airline programs or, my favorite, to accrue into a central pool that can be transferred to numerous programs. The thing is, though these sought-after [...]

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Maximize Monday: Fixed-Value Travel Points

April 8, 2013

The recent launch of Barclaycard’s two new Arrival card (one with no annual fee and one with an $89 annual fee that’s waived the first year) has shifted my thinking about the sphere of fixed-value travel points and the credit cards that earned them, so for today’s Maximize Monday post, I wanted to cover the [...]

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My Chase Freedom Q2 2013 Bonus Category Strategy

April 2, 2013

One of my favorite ways to earn bonus Ultimate Rewards points is by maximizing  of the Chase Freedom Visa and Freedom Mastercard’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap and if you have a Chase checking account, their Exclusives Program adds an [...]

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Maximize Monday: Making The Most Out of Your Taxes

April 1, 2013

Tax season is upon us and the April 15 deadline to send your money to Uncle Sam fast approaches. Before you write a check, though, I thought it would be a good idea to go over the various other options you have where you can earn points and miles by paying your taxes. In fact, [...]

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Maximize Monday: Earning the Most Miles and Points on Gas Purchases

March 25, 2013

TPG contributor Jason Steele looks at credit cards with category spending bonuses, travel shopping portals and at various airline and hotel partnerships as he plots out strategies to maximize points earning on fuel purchases. Perhaps the only good thing about high gas prices is the opportunity to earn more points and miles when you fill [...]

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Video SRQ: What is the Best Credit Card for Students Studying Abroad?

March 24, 2013

TPG Reader Karsten will be studying abroad in the near future and would like to know what credit card would be best to use while she is away: “I am a current college student at Georgia Tech with 2 years remaining in school. I have 2 questions for you: 1) I will be studying abroad this summer [...]

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Credit Card Application Reconsideration Line Phone Numbers & Application Status Links

March 22, 2013

This is the fourth post in a series on my most recent round of credit card applications and will focus on how to conduct a personal credit card inventory and decide which cards to keep and those to cancel. The first post covered the basics of credit and how to perform a personal check to [...]

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Five New Cards and 315,000 Miles/Points Later: The Results of My Latest Round of Credit Card Applications

March 21, 2013

This is the third post in a series on my most recent round of credit card applications and will focus on how to conduct a personal credit card inventory and decide which cards to keep and those to cancel. The first post covered the basics of credit and how to perform a personal check to [...]

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When to Cancel a Credit Card: My Personal Card Inventory and Decision Process

March 20, 2013

This is the second post in a series on my most recent round of credit card applications and will focus on how to conduct a personal credit card inventory and decide which cards to keep and those to cancel. The first post covered the basics of credit and how to perform a personal check to [...]

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Update: 50,000 Point American Express Premier Rewards Gold Offer No Longer Available

March 19, 2013

I just got confirmation that the amazing 50,000 point offer on the Amex Premier Rewards Gold card has been pulled from the CreditCards.com Card Match Tool. Hopefully it will return (along with the 100,000 point Platinum offer we saw in January!), but this just goes to show that all great deals come to an end. [...]

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