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Credit Cards

The Top Airline and Hotel Credit Cards With Anniversary Bonuses

April 24, 2014

One of the questions I’m asked the most is, how to decide when to cancel a credit card. This comes up a lot because many of the best points-earning travel credit cards carry annual fees ranging anywhere from $49-$495. That’s why, every year when it’s about to hit their statement, readers write in asking whether […]

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The Best Hotel Credit Cards For Earning Elite Status

April 22, 2014

Yesterday I posted about the best credit cards that help you earn miles toward airline elite status, and I thought it would be helpful write up a companion piece exploring hotel credit cards that either earn you automatic elite status or allow you to spend your way to elite status. While some hotel co-branded credit […]

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The Best Credit Cards For Earning Airline Elite Status Qualifying Miles

April 21, 2014

Readers often ask me which credit cards help you earn miles toward airline elite status, and after recently exploring  the best airline credit card offers and the top credit card spending bonuses for 2014, it seemed like a great time to specifically address this question. While most airline co-branded credit cards simply offer award/redeemable miles that have no […]

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What Is the Best Credit Card for a First Time Applicant?

April 20, 2014

TPG reader Kashif tweeted me to ask: “@thepointsguy I’m turning 18 this week and I’m thinking of signing up for a credit card that I could pay off. What’s your suggestion for the best points card for a first-timer?” Happy 18th birthday, Kashif! Before you choose any card, I’d suggest checking your credit score for free […]

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Paying Taxes With Credit Cards: 10 Scenarios That Might Make Sense

April 15, 2014

It’s Tax Day, and one of the questions I’m asked the most at this time of year is whether paying taxes with a credit card is a good way to rack up points and miles and if so, what credit card to use to maximize your taxes. It would seem like paying your taxes using […]

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Update on Maximizing Credit Card Spending Strategies With Prepaid and Gift Cards

April 10, 2014

CVS recently hardcoding its registers not to accept credit card payments for Vanilla Reloads last week has prompted a major shift in credit card spending strategy. Earlier this week, TPG contributor Jason Steele share strategies for purchasing Vanilla Reloads elsewhere. Today he expands his focus to recalibrating your credit card spending strategy on prepaid and […]

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Benefits and Costs of Adding Additional Cardholders on Credit Cards

April 9, 2014

Readers often ask me about the perks and downsides of adding cardholders to existing credit card accounts, and I’ve explored the answers in posts like:  What Are the Effects of Adding an Additional Cardholder? Should I Make My Fiance An Additional Cardholder on my Chase Sapphire Preferred? Are You Eligible For a Sign Up Bonus […]

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What is the Best Business Credit Card With No Foreign Transaction Fees?

April 6, 2014

TPG reader Bradley is in the market for a new small business credit card without foreign transaction fees. Here’s his question: “I need to get a non-Amex no foreign transaction fee business credit card for my company which will have multiple employees using the cards. Which one should I choose? Do you suggest Chase Ink […]

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Should I Get a US Airways or American Airlines Credit Card?

April 6, 2014

TPG reader Mike needs a new credit card. He’s a US Airways flyer, but is thinking ahead to the merger with American. Here’s his question: “Wondering if you would post about which credit card to get (US Airways or American). I have lot of upcoming travel and typically fly US Airways up and down the […]

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Which Are the Best Credit Cards for Travel: Chase Sapphire Preferred, Barclaycard Arrival or Amex EveryDay?

March 30, 2014

Earlier this month, I answered the question Which Credit Card To Get: Chase Sapphire Preferred or Barclaycard Arrival? Now I’ve received an email from TPG reader Chaz, who’s torn between these two cards and a brand new one on the scene – the Amex EveryDay cards: “I’m trying to decide between two of three credit cards: Amex […]

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What Credit Card Should I Put Hotel Wedding Spend On?

March 23, 2014

TPG Twitter follower Redcat has an upcoming wedding to pay for and is wondering what credit card to put the hotel expenses on. Here was his question: “@thepointsguy $15k in IHG hotel spend for a wedding. Sapphire Preferred or IHG Visa card? Or something else?” What this really gets down to is, what credit card […]

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Top 10 Ways To Meet Credit Card Bonus Minimum Spending Requirements

March 18, 2014

A lot of readers have applied for the 100,000-mile bonus on the Citi Executive AAdvantage card since it appeared a couple months ago and are now thinking of ways to meet the minimum spending requirement of $10,000 in 3 months. In my own recent round of applications, I was approved for four cards – the […]

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What Is the Best Points-Earning Business Credit Card?

March 16, 2014

Update: The offer mentioned below for the Business Platinum Card from American Express has expired. View the current offer here. TPG reader Cory is thinking of changing up his business credit card and tweeted me the following question this wee: “I have a quick question and that is which is really the best card that I […]

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Can You Play the Credit Card Game Forever?

March 16, 2014

One of my best friends, Mike, follows my lead and plays the credit card game for mileage bonuses. (In fact, he just flew business class for almost nothing to meet up with me here in Dublin for a vacation.) Having read that I got four new credit cards and 230,000 points last week, he asked me a […]

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My New Credit Card Application Results – Four Cards 230,000 Points

March 14, 2014

Yesterday, I wrote about my Credit Card Spring Cleaning and how I decide when to keep or cancel a credit card (or to try to get a new version of a card I already have in order to score the sign-up bonus again) in anticipation of applying for multiple new points-earning cards. After I’d done […]

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My Credit Card Spring Cleaning – Which Cards To Keep, Cancel or Convert

March 13, 2014

Spring is here, the sun is shining (well, it is in Miami!), and it’s time for another round of credit card applications to boost my points balances. With several new lucrative offers out there like the 100,000-mile Citi Executive AAdvantage World Mastercard, the newly launched 40,000 points offer on the Platinum Card from Amex, the […]

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What Is The Best Credit Card to Maximize Points Earning On A Road Trip?

March 9, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. TPG Reader Patrick emailed me to ask about which credit card to use during a road trip: “I’m planning a cross-country road trip in May-June of this year, driving from Los Angeles to New York and back. I […]

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The Best Current Airline Credit Card Offers

March 4, 2014

One of the big questions that came up both days at the New York Times Travel Show, was how airline credit cards play into an overall points and miles strategy. While I personally spend more on credit cards that accrue transferable points like the Sapphire Preferred, or the Premier Rewards Gold, since transferable points give […]

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My New York Times Travel Show Presentation: Maximizing Credit Cards For Free Travel, And Reader Meet Up

March 3, 2014

It was a busy weekend in New York! What with all the major airline news last week from Delta and American, I had plenty to talk about at the New York Times Travel Show on both Saturday and Sunday. My talk Saturday was titled, “Maximizing Credit Cards for Free Travel,” and in it I discussed the […]

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American Express Introduces New EveryDay Cards With 20-50% Bonuses and Full Membership Rewards Earning

March 2, 2014

Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. American Express announced today that it would be launching two new consumer credit cards called the EveryDay cards, with applications opening on April 2, 2014. I talked to Amex’s Senior Vice President of Consumer Lending Products, David […]

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Which Credit Card Offers To Get Now – And Which To Wait On

March 1, 2014

Update: This offer is no longer available. View the current offer for the Chase Southwest Rapid Rewards credit card here. Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here. With the launch of limited-time 50,000-point sign-up bonuses on the Southwest credit cards, which ends March 5, and […]

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Introducing The TPG Maximizer Tool To Help You Choose The Right Credit Cards

February 27, 2014

I am excited to announce the launch of my new credit card advisor, the TPG MaximizerTM! The TPG Maximizer is a dynamic new tool that allows you to plug all of your cards into one place, and will help you maximize your earnings on your current spend for the travel rewards you want. The TPG Maximizer is powered […]

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Top Travel Credit Cards That Waive Foreign Transaction Fees

February 10, 2014

One of the main benefits I always look for when considering a travel credit card is whether or not it waives foreign transaction fees (forex fees for short). Many issuers will charge their cardholders between 1-3% of the value of transactions processed outside the US – meaning for every $100 you spend in a foreign […]

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What Is The Best Travel Credit Card For a London-Based Expat?

February 2, 2014

TPG reader Jeff is moving from Chicago to London and thinking of switching loyalty from United to another airline and is wondering what his best credit card options are: “My wife and I are relocating from Chicago to London for two years (work rotation). I currently travel for work in the US and have platinum […]

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