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Video SRQ: Using a Business Credit Card to Separate Expenses

May 12, 2013

TPG reader John needs to separate his personal expenses from those he incurs from his college alumni club and wants to know what the best business card to do so would be: “I’m looking ahead to my next round of credit card applications and would like to add a Chase Ink or Amex business cards [...]

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Video SRQ: Should I Cancel The British Airways Visa Before the Annual Fee is Due or Keep It?

May 12, 2013

TPG follower Jake tweeted me this week worried that he may lose his Avios after canceling a card: “‪@thepointsguy‬ time to keep or cancel my British Airways Visa. I still have 91K Avios sitting around. Chase said I would forfeit if I cancel…is that true?” First off don’t worry –  you are not going to [...]

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Amex Business Gold FAQ and My Top 10 List of Other Credit Cards for the Last Minute App-o-ramas

May 8, 2013

Update: The current offer for the American Express Business Gold Rewards Card is 50,000 points after $5,000 in spend during the first 3 months. I’m getting a ton of traffic and emails today about the current 75,000 point Amex Business Gold deal and people asking whether they should do an impromptu round of applications if they applied [...]

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Chase Enhances AARP Card Benefits: Worth It?

May 7, 2013

Chase just launched a new enhanced version of its AARP Visa Signature card that includes 3% cash back on gas and restaurant purchases with no caps and no annual fee. The card comes with an introductory offer of $100 cash back when you spend $500 in the first three months of account opening and 0% [...]

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Video SRQ: How to Handle Getting Denied for Having Too Many Credit Inquiries

May 5, 2013

TPG reader Evan would like to know what he should do when his credit card application is affected by too many inquiries: “When churning and playing the credit card points game, how do you respond to banks that decline for massive inquiries?” This has happened to me many times before and usually can be cleared [...]

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Reminder: Chase Sapphire 3X Dining Bonus On First Friday

May 3, 2013

Last week, Chase Sapphire announced it was partnering with OpenTable to offer 3X points per $1 on dining on the first Friday of each month now through the end of 2013 when you pay for a meal with your Sapphire Preferred or Sapphire cards, which normally earn 2X per $1 at restaurants.  Since today is [...]

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Chase Ink 5X: Maximizing the 5x Spending Bonus on Retail Gift Cards

May 2, 2013

One of the most lucrative credit card category spending bonuses, and the reason I love the Ink Bold and Ink Plus cards from Chase so much is the ability to earn 5X points per dollar you spend up to $50,000 a year each at office supply stores. Granted, very few businesses actually need to spend [...]

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Travel Tuesday Top 10: Current Travel Credit Cards (And 10,000 Chase Point Giveaway)

April 30, 2013

Over the weekend I gave a talk at Frequent Traveler University in Tysons Corner outside Washington, DC called “The Points Guy’s Credit Card Thunderdome.” As you might guess from the title, we had a lot of fun debating the relative merits of the various travel credit cards on the market at the moment and putting [...]

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Chase Sapphire Preferred 3X Points On Dining First Friday Monthly

April 23, 2013

One of the reasons the Chase Sapphire Preferred is one of my all-round favorite points-earning travel credit cards is the fact that it earns 2X Ultimate Rewards points per $1 on dining (as does the Chase Sapphire). But for all your foodies out there, dining out just became even more lucrative because Chase Sapphire has [...]

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Video SRQ: Deciding Between the Citi Hilton HHonors Reserve and the Chase Hyatt Visa

April 14, 2013

TPG reader Jeff would like some help deciding whether to get the Citi Hilton HHonors Reserve card or the Chase Hyatt Visa: “Since the Citi Hilton HHonors Reserve came out I’ve really wanted to pick it up. I want to get a card with SmartChip technology and am debating between getting it and Chase Hyatt [...]

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Fees Waived For Limited Time on Chase Prepaid Visa Debit Cards – Good Way To Pay Taxes

April 10, 2013

Note: I am not a tax advisor, so before you make any decisions, you need to consult your personal tax professional. Chase is now offering Visa gift cards of denominations up to $500 and waiving the $4.95 shipping fee. Just note, you need to be a Chase customer (meaning you have to use a Chase [...]

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Travel Tuesday Top 10: Reasons To Get A Travel Credit Card Without An Annual Fee

April 9, 2013

When it comes to travel credit cards, the ones that often get the most attention are the premium ones many issuers offer that allow you to bank points and miles to airline programs or, my favorite, to accrue into a central pool that can be transferred to numerous programs. The thing is, though these sought-after [...]

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Maximize Monday: Fixed-Value Travel Points

April 8, 2013

The recent launch of Barclaycard’s two new Arrival card (one with no annual fee and one with an $89 annual fee that’s waived the first year) has shifted my thinking about the sphere of fixed-value travel points and the credit cards that earned them, so for today’s Maximize Monday post, I wanted to cover the [...]

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Chase Ultimate Rewards Adds Virgin Atlantic As New Airline Transfer Partner

April 8, 2013

Over the weekend, Chase Ultimate Rewards announced it was adding a new airline transfer partner: Virgin Atlantic. So that means if you have a Sapphire Preferred, Ink Bold or Ink Plus card, you can now transfer to Virgin Atlantic in addition to British Airways, Korean Air, Southwest and United plus hotel partners Hyatt, Marriott, Ritz-Carlton [...]

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My Chase Freedom Q2 2013 Bonus Category Strategy

April 2, 2013

One of my favorite ways to earn bonus Ultimate Rewards points is by maximizing  of the Chase Freedom Visa and Freedom Mastercard’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap and if you have a Chase checking account, their Exclusives Program adds an [...]

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Credit Card Application Reconsideration Line Phone Numbers & Application Status Links

March 22, 2013

This is the fourth post in a series on my most recent round of credit card applications and will focus on how to conduct a personal credit card inventory and decide which cards to keep and those to cancel. The first post covered the basics of credit and how to perform a personal check to [...]

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Five New Cards and 315,000 Miles/Points Later: The Results of My Latest Round of Credit Card Applications

March 21, 2013

This is the third post in a series on my most recent round of credit card applications and will focus on how to conduct a personal credit card inventory and decide which cards to keep and those to cancel. The first post covered the basics of credit and how to perform a personal check to [...]

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Travel Tuesday Top 10: Most Valuable Credit Card Sign-up Bonuses for Travelers

March 19, 2013

2013 has started off as a pretty solid year for credit card sign-up bonuses. This year has brought some amazing deals via sites like CreditCard.com’s Card Match Tool, which has recently offered now expired 100,000-point Amex Platinum and 50,000-point Amex Premier Reward Rewards Gold deals. Word on the street is that more lucrative bonuses are [...]

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Maximizing Ultimate Rewards Points With Chase Ink Category Spending Bonuses

March 14, 2013

TPG contributor Jason Steele is back with another in-depth look at the Chase Ink family of credit cards and how you can maximize their category spending bonuses and gift cards. In part one of this series, I looked at ways that cardholders could utilize the complete line of Ink cards in order to earn the [...]

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Maximizing Ultimate Rewards With The Chase Ink Credit Cards

March 13, 2013

Today, TPG contributor Jason Steele takes a close look at the Chase Ink family of cards and how you can maximize their huge earning potential by educating yourself about their category spending bonuses and annual limits. As readers know, the Chase Ink family of cards – including the Ink Bold, Ink Plus and Ink Cash [...]

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Reminder: Activate Chase Freedom Bonus Categories by Thursday – Gas Stations, Drugstores, Starbucks

March 12, 2013

If you have the Chase Freedom card and you haven’t done so already, you have until Thursday, March 14, 2013, to activate your card to earn 5x points per $1 on the bonus spending categories for the first quarter of 2013: gas stations, drugstores and Starbucks, and the best part is, if you haven’t activated [...]

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Changes to the Chase Freedom 10% Bonus And What It Means For Your Points Strategy

March 7, 2013

As you should know by now, using a combination of Chase credit cards including the Sapphire Preferred along with the Ink Bold and Ink Plus cards – all of which earn Ultimate Rewards that you can transfer to the programs nine travel program partners – in conjunction with the Chase Freedom card that is tied [...]

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Maximize Monday: Ranking the Chase Ultimate Rewards Transfer Partners

March 4, 2013

Update: As of April 2013, Chase Ultimate Rewards has added Virgin Atlantic as a new airline transfer partner. Ultimate Rewards is the loyalty points program of Chase credit cards including the Sapphire Preferred, the Ink Bold and Ink Plus, as well as the Chase Freedom and Sapphire cards. However, there are actually two types of Ultimate Rewards points. Basic cards like [...]

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Chase Southwest Visa 50,000 Point Offers = Companion Pass Quicker Than You Think

February 28, 2013

Chase and Southwest frequently change the sign-up bonuses on the Southwest Airlines Rapid Rewards Credit Cards between 25,000 and 50,000 points, but they recently bumped both the personal and business cards Premier offers back up to 50,000 points (marketed as 2 Roundtrip Flights after the required spend) after you spend $2,000 in the first 3 months [...]

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