Which Credit Card is Best for Non-Category Bonus Spending?

TPG reader Jonathan tweeted me to ask about which credit card offers the best rewards for general spending: @thepointsguy– “I need credit card for non-category bonus spending. Should I get the Starwood Preferred Guest Amex, or is there another one you recommend?” For travel, dining and airfare you should be using a credit card that gives you two,…

What Is the Best Rewards Credit Card with No Annual Fee?

TPG reader Kupta messaged me to ask about finding a suitable travel rewards card: “What credit card would you recommend that earns rewards but has no annual fee? I usually only spend about $500 a month on my card, so I’d prefer one that won’t cost me anything.” Whereas I completely understand why Kupta wants a…

Should I Earn Delta Platinum for the Award Redeposit Waiver?

TPG reader Andrew messaged me with a question about Delta elite status: “Is it worth going for Delta Platinum Medallion over Delta Gold Medallion solely for the award redeposit waiver?” The simple answer to this question is yes if you plan on booking lots of awards. Delta gets a bad rap for charging a lot of…

My 5 Hottest Credit Cards for Summer 2015

I carry a lot of different credit cards in my wallet. With each one offering a unique collection of benefits — such as category bonuses, extra points with certain hotel chains and perks like lounge access and waived foreign transaction fees — it pays to diversify. Last week I wrote about the cards I use for most of my spending, from dining to…

Points Intervention: Using a Cash-Back Business Credit Card

In Points Intervention, I help people get their awards earning on track. This month I’m working with small-business owners — just in time for them to take advantage of the Chase Ink Plus Business card’s current offer of 50,000 bonus points after a spend of $5,000 within the first three months. Intervention: Christophe Carón Episode…

Points Intervention: Saving on Foreign Transaction Fees

In Points Intervention, I help people get their awards earning on track. This month I’m working with small-business owners — just in time for them to take advantage of the Chase Ink Plus Business card’s current offer of 50,000 bonus points after a spend of $5,000 within the first three months. Intervention: Christophe Carón Episode 1…

Points Intervention: Personal vs. Business Credit Cards

Update: Some offers mentioned below are no longer available. View the current offers here: Ink Plus Every week, I get a ton of reader e-mail from people asking for advice on how to maximize their points earning, whether it’s for personal use, business use or both. In this new Points Intervention series, I help individuals and…

Points Intervention: Choosing the Best Transferable Points Program

I get a ton of e-mail from readers asking for advice on how to maximize their points earning, whether it’s for personal use, business or both. This week, we’re featuring a new Points Intervention series where I help individuals and small-business owners get their awards earning on track. Intervention: Carissa Reiniger Episode 3 This week I’m working…

Should I Redeem Amex Rewards or Barclaycard Arrival Miles For Flights?

TPG reader Eva tweeted me to ask: @thepointsguy– “Is it better to buy airline tickets with American Express Membership Rewards points or Barclaycard Arrival Plus points?” Not all miles and points are created equal, which is why I love to have a diverse collection of airline miles, hotel points and transferable credit card points. Lately…