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Card Details

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TrueEarnings® Card from Costco and American Express

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Card Overview

The TrueEarnings® Card from Costco and American Express, an advertising partner offer, is a cash back rewards credit card that offers benefits to Costco shoppers. You will get both an American Express® Card and a Costco Membership Card in one, along with no annual fee with a paid Costco membership.

Introductory APR Offer – This card offers a 0% introductory APR on purchases for 6 months. After the six-month period ends, a variable APR of 15.24% will apply to your purchases, based on the prime rate and your credit worthiness.

Earn Cash Back – Now you can enjoy using a card that earns you cash back rewards on everyday purchases. Receive 3% cash back at US gas stations up to $4,000 per year in purchases; 2% US restaurants and eligible travel; 1% other purchases, including at Costco.

No Annual Fee – You won't be charged an annual fee on this card, with your paid Costco membership.

Maximize Cash Back – Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members.

The TrueEarnings® Card from Costco and American Express offers cardmembers a two-in-one card - it's an American Express® Card and a Costco membership card. Terms and restrictions apply.

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  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
  • Maximize your cash back: Add additional Card Members to help get more cash back for you, also with no annual fee for Costco members
  • Terms and restrictions apply
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Rewards

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Rates & Fees

Card Category: Reward - Cash
Introductory Rate: 0% on purchases for 6 months
Introductory Rate Details: 0% on Purchases for 6 months
APR (Purchases): 15.24% variable
Annual Fee: No Annual Fee with your paid Costco Membership
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Perks

Most Attractive Feature(s): No annual fee for Costco members; You will receive your cash back annually in the form of a reward coupon

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