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Card Details

TrueEarnings® Card from Costco and American Express

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Card Overview

The TrueEarnings® Card from Costco and American Express is a cash back rewards credit card that offers benefits to Costco shoppers. You will get both an American Express® Card and a Costco Membership Card in one, along with no annual fee with a paid Costco membership.

Introductory APR Offer – This card offers a 0% introductory APR on purchases for 6 months. After the six-month period ends, a variable APR of 15.24% will apply to your purchases, based on the prime rate and your credit worthiness.

Earn Cash Back – Now you can enjoy using a card that earns you cash back rewards on everyday purchases. Receive 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%; 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; and 1% cash back on other purchases, including at Costco.

No Annual Fee – You won't be charged an annual fee on this card, with your paid Costco membership.

The TrueEarnings® Card from Costco and American Express offers cardmembers a two-in-one card - it's an American Express® Card and a Costco membership card. Terms and restrictions apply.


Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Terms and restrictions apply.
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Rewards

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Rates & Fees

Card Category: Reward - Cash
Introductory Rate: 0% on purchases for 6 months
Introductory Rate Details: 0% on Purchases for 6 months
APR (Purchases): 15.24% variable
Annual Fee: No Annual Fee with your paid Costco Membership
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Perks

Most Attractive Feature(s): No annual fee for Costco members; You will receive your cash back annually in the form of a reward coupon

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author.s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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