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Card Details

Discover it®

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Card Overview

The Discover it® card is a cash back rewards card that will help you see credit cards differently. From not having to pay an annual fee to an appealing rewards program, this may just be the card for you!

0% Intro APR – See what it's like to pay no interest on any purchases or balance transfers for up to the first 18 months of membership. You will enjoy a 0% intro rate on balance transfers for 18 months, and no interest on purchases for 6 months. A variable purchase APR will apply thereafter.

Say No To Various Fees – You won't be charged an annual fee or an overlimit fee. But that's not all. The Discover it® - 18 Month Balance Transfer card comes with no foreign transaction fee and no pay-by-phone fee, either. Should you miss a payment, you will not be charged a late fee on your first late payment nor will your APR increase as a result.

Cash Back – Enjoy a generous 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.* You will also receive a 1% cash back on every other purchase you make.

Other Features – Set your own due date and pay up until midnight (Eastern Time) by phone or online. And don't worry about speaking to a machine when you call – a real person with 100% U.S.-based service will be ready to assist you with any queries.

$0 Fraud Liability Guarantee – You won't be held responsible for any unauthorized purchases that are made.

With the Discover it® - 18 Month Balance Transfer card, enjoy not being penalized for your first late payment, choose your own due date and more! Don't delay and sign up now!!

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • * Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
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Rewards

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Rates & Fees

Card Category: Reward - Cash
Introductory Rate: 0% on purchases for 6 months and 0% on balance transfers for 18 months
Introductory Rate Details: 0% Intro APR for 18 months on balance transfers. 0% Intro APR for 6 months on purchases.
APR (Purchases): 10.99% - 22.99% Variable*
Annual Fee: $0
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Perks

Most Attractive Feature(s): 0% Intro APR offer; cash back opportunities.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author.s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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