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Card Details

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Discover it®

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Card Overview

Discover it® is a cash back rewards card that will help you see credit cards differently. From not having to pay an annual fee to an appealing rewards program, this may just be the card for you!

0% Intro APR – See what it's like to pay no interest on any purchases or balance transfers during the first 14 months of membership. A variable purchase APR will apply thereafter.

Say No To Various Fees – You won't be charged an annual fee or an overlimit fee. But that's not all. The Discover it® card comes with no foreign transaction fee and no pay-by-phone fee, either. Should you miss a payment, you will not be charged a late fee on your first late payment nor will your APR increase as a result.

Cash Back – Enjoy a generous 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*

Other Features – Set your own due date and pay up until midnight (Eastern Time) by phone or online. And don't worry about speaking to a machine when you call – a real person with 100% U.S.-based service will be ready to assist you with any queries.

$0 Fraud Liability Guarantee – You won't be held responsible for any unauthorized purchases that are made.

With Discover it®, enjoy not being penalized for your first late payment, choose your own due date and more! Don't delay and sign up now!!

  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99 - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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Rewards

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Rates & Fees

Card Category: Reward - Cash
Introductory Rate: 0% on purchases and balance transfers for 14 months
Introductory Rate Details: 0% intro APR on purchases and balance transfers for 14 months.
APR (Purchases): 10.99% - 22.99% Variable*
Annual Fee: $0
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Perks

Most Attractive Feature(s): 0% Intro APR offer, cash back opportunities

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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