Card Details

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Citi Simplicity® Card

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Card Overview

The Citi Simplicity® Card, an advertising partner offer, is an excellent credit card designed to make your everyday life a little less complicated and a lot more simple with a special 0% introductory APR period and no annual fee. Use the card that comes with no hidden fees and includes features that are easy to understand.

0% Intro APR – No matter if you have to make several purchases now or in a few months, the Citi Simplicity® Card offers you a 0% introductory APR that will last you 18 months. For a full year and a half, you will enjoy an interest-free period on purchases and balance transfers. Now you will have ample time to pay off your balance. A variable APR between 12.99%-22.99% based on your creditworthiness will apply thereafter.

No Late Fees – Another perk of the Citi Simplicity® Card is that it comes with no late fees. Even if you are unable to pay your balance on time, you will not be charged any late fees nor is there any penalty rate to think about.

Customer Representative Support – Questions regarding your Citi Simplicity® Card may arise from time to time but you shouldn't have to figure anything out on your own. That is why you will always have fast, personal access to a professional customer service representative who will provide you with any clarification you need.

No Annual Fee – There is simply no annual fee associated with your card membership. Again, the Citi Simplicity® Card is about making your life a little less complicated.

The Citi Simplicity® Card, issued by Citibank, is ideal for those who want a credit card that is easy to use and straightforward. Enjoy a 0% introductory APR on your purchases and balance transfers for 18 months. What's more is that you won't have to pay any late fees or an annual fee, either. Keep it simple – only with the Citi Simplicity® Card.

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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
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Rates & Fees

Card Category: Regular
Introductory Rate: 0%* on purchases and balance transfers for 18 months*
Introductory Rate Details: 0%* on purchases and balance transfers for 18 months*
APR (Purchases): 12.99% - 22.99%* (Variable)
Annual Fee: $0*
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Most Attractive Feature(s): Introductory 0% APR on purchases AND balance transfers, no annual fee, no late fees.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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