Capital One® SparkSM Classic for Business
The Capital One® Spark℠ Classic for Business is a business credit card that earns you cash back on purchases, while also providing excellent business benefits. You'll stay on track with year-end summaries, additional cards for employees (at no additional cost) and much more.
1% Cash Back – Earn 1% cash back with every purchase you make and redeem rewards for your business. You will earn cash back on purchases that are made on a daily basis.
Build Business Credit – Using the Capital One® Spark℠ Classic for Business credit card may allow you to build business credit with responsible use, with eligibility for an automatic credit line increase. Your business expenses will be kept separate from your personal expenses as well.
$0 Fraud Liability – If your credit card is ever lost or stolen, you need not worry. The Capital One® Spark℠ Classic for Business has a $0 Fraud Liability policy, making sure that you won't be charged for illegitimate purchases charged to your account.
Business Benefits – As a Capital One® Spark℠ Classic for Business cardholder, you will enjoy various business benefits, including (but not limited to) year-end summaries and employee cards at no additional cost to your account. Small business professional customer service is also available to help you with any card inquiries or concerns.
No Annual Fee – Enjoy your Capital One® Spark℠ Classic for Business membership without having to pay an annual fee. There is no once-a-year membership charge that will catch you by surprise like with some other business credit cards.
Make purchases confidently, knowing that you're covered with $0 Fraud Liability, year-end spending summaries, and a cash back rewards program that rewards you for charging your business-related expenses. The Capital One® Spark℠ Classic for Business gives you tools to help your business prosper and grow.
- Enjoy no annual fee
- Build business credit with responsible use with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
Rates & Fees
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||Cash back on every purchase, no annual fee.
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