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Card Details

Citi Simplicity® Card

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Card Overview

The Citi Simplicity® Card, issued by Citibank, is an excellent credit card that eliminates any extra fees and complicated terms. Now you can enjoy a simple card for your uncomplicated life and the peace of mind that Citi is here to help you.

0% Intro APR – Kick start your card membership by taking advantage of a 0% introductory APR period that will last 18 months. Enjoy no interest charges on purchases or balance transfers during this time, even if you don't pay off your balance in full. A variable APR for purchases and cash advances between 12.99% - 21.99% will apply thereafter.

No Late Fees – Even if you are unable to make your payment on time, you will not be charged any late fees. Furthermore, there is no penalty rate associated with this card – just greater simplicity for you and your financial needs.

Service Representative – Get fast, personal access to a service representative whenever you need it most. Whether it's any questions you may have or a matter you need clarified, a representative will be ready to assist you. Help is always by your side.

No Annual Fee – Your card membership also comes without any pesky annual fee. You won't be charged any fee in order to maintain your active card use.

The Citi Simplicity® Card, issued by Citibank, keeps everything simple just as the name implies. There are no late fees, no penalty fees and no annual fee for you to worry about. Plus, you will enjoy a 0% introductory APR offer on balance transfers and purchases. Apply now!!

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
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Rewards

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Rates & Fees

Card Category: Regular
Introductory Rate: 0%* on purchases and balance transfers for 18 months*
Introductory Rate Details: 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases*
APR (Purchases): 12.99% - 21.99%* (Variable)
Annual Fee: $0*
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Perks

Most Attractive Feature(s): 0% introductory APR offer, no late fees, no penalty rate, no annual fee

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author.s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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