Richard Kerr

Senior Points & Miles Contributor

Richard Kerr
A simple internet search for cheap airfare led Richard to chasing the proverbial white rabbit down the hole towards points and miles. Richard’s passion is exploring the inner workings of loyalty programs in order to provide readers the best strategies for maximizing their loyalty account balances. Richard has traveled to over 40 countries and has lived in the UK and Japan. His wife, Emily, and son, Thomas, are his favorite travel companions. Thomas has visited six countries and taken over 20 flights at the ripe old age of one.

Richard graduated The Georgia College in 2007 with a BBA in International Business followed by Naval Officer Candidate School in Newport, RI where he was commissioned an Ensign in the U.S. Navy Supply Corps. He served as the Supply Officer of the ballistic missile submarine USS Kentucky (SSBN 737) from 2010-2013 followed by a three year your in Japan as a Material Control Officer responsible for supporting maintenance on Navy and Marine Corps aircraft outside of the US.

Richard is currently a lieutenant working in the Washington D.C. area inside the Navy aviation community.

Contact Richard via email at travelhacking101@gmail.com or keep up with him on Twitter and Instagram (@thepointsjock).

“Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all one's lifetime.” – Mark Twain

137 Articles by Richard Kerr

The Best Travel Rewards Credit Cards for Authorized Users

It’s quite common for credit card issuers to offer incentives for adding authorized users to your account. This ultimately gives the consumer more opportunity to use the card and therefore increases the net income for the card issuer. But what’s in it for the authorized user? Today, I’ll cover a few frequently asked questions about adding…

The Top Credit Cards with 0% Intro APR

While we don’t ever recommend carrying a balance on a credit card, there are times when a large purchase or emergency situation arises and having a 0% APR credit card can be a lifesaver. 0% APR credit cards also apply the 0% rate to balance transfers, which can give you time to pay down large debt…

The 7 Most Expensive Ritz-Carlton Properties You Can Book with Points

Last month, we covered the launch of the upgraded Ritz-Carlton Rewards Credit Card, which brought some new benefits that may just make you excited about the luxury hotel chain all over again. Nick Ewen covered the 10 best properties to use your three free nights at (you get these after spending $5,000 on purchases on the card in…

Booking United Awards Using Partner Programs

United Airlines has partner agreements with 39 separate airlines, not all of which are members of the Star Alliance. Most of these airlines have their own loyalty programs, and many allow you to redeem miles for flights on United airlines — sometimes at a lower cost than United’s award rates. Today, I’ll show you which partner carriers…

Booking Delta Awards Using Partner Programs

If you’re looking to book an award flight on Delta, it could be worth going through a partner program that offers cheaper redemption rates than you’ll find with SkyMiles. Delta Airlines partners with 26 separate airlines, most of which are also members of the SkyTeam alliance. Many of these airlines have their own loyalty programs, and many…

Booking American Airlines Awards with Partner Programs

Especially after American’s recent award chart devaluation, it could be worth looking to other frequent flyer programs when you want to book free flights on AA metal. Below, TPG Senior Points & Miles Contributor Richard Kerr evaluates all your options. You can book stopovers and an open jaw when flying American Airlines on an award…

Get Free Cell Phone Protection From Eligible Wells Fargo Cards

While many travel rewards cards offer barely distinguishable benefits, some stand out for offering unique perks. TPG Senior Points & Miles Contributor Richard Kerr takes a look at one such benefit: cell phone protection through select Wells Fargo cards. Lately, Wells Fargo has been making a bit of noise in the rewards-earning space with new…

Guide to Q4 Ritz Exclusive Events: New York and New Orleans

The Ritz-Carlton Rewards Credit Card offers several great benefits, including three Club level upgrades per year and an annual $300 travel credit. One lesser-known perk is access to the Ritz-Carlton Exclusive Events — below, TPG Senior Points & Miles Contributor Richard Kerr introduces the program and explores the options available through the end of 2016….

The Updated Ritz-Carlton Rewards Card Review

Chase recently announced changes to the Ritz-Carlton Rewards Credit Card, including a larger sign-up bonus and a few new perks. Today, I’ll review the updated card, in addition to showing you how to maximize some of its top perks. The Updated Card The most noticeable upgrade to the Ritz-Carlton Rewards Credit Card is the new sign-up bonus of three…

Is the Wells Fargo Propel American Express Credit Card the Best Option for Gas Purchases?

There are plenty of solid travel rewards card options when it comes to getting a solid return on your gas purchases. However, the recently introduced Wells Fargo Propel American Express Card might just shake up the competition. TPG Senior Points & Miles Contributor Richard Kerr compares all the top options below. Update: As a TPG…