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When it comes to sharing points between different users’ accounts, Citi ThankYou Rewards has long been one of the more generous programs. While Amex Membership Rewards only lets you transfer points to an authorized user and Chase Ultimate Rewards only lets you move rewards to a household member’s account, Citi has let customers move points between any accounts — with the caveat that they must be redeemed within 90 days. According to a thread on FlyerTalk, however, it looks like there are some new restrictions on transferring points to other users.

The updated terms, shared in the thread, include a limit on the number of points you can share with another ThankYou Rewards member in a calendar year:

The total number of points a member can share is 100,000 Points in a given calendar year and the total number of points a member can receive from other members is 100,000 Points in a given calendar year.

Note that the 100,000-point limit doesn’t apply to transfers between your own Citi ThankYou Rewards accounts; it only comes into play when you’re transferring to another user. The 90-day timeframe for redeeming transferred points before they expire still applies. Finally, the updated rules don’t add any limit to the number of points you can transfer to frequent flyer and hotel programs.

A couple of Singapore Suites/
ThankYou Rewards remains a worthwhile program thanks to redemption options like Singapore Suites.

Additional restrictions are never welcome when it comes to loyalty programs, but in the scheme of things this update is not too hard to swallow. If you’re trying to book an award for a friend or family member that requires more than 100,000 points, you can always book the reservation yourself instead.

Citi and its portfolio of travel rewards cards haven’t been garnering too many positive headlines over the past several months, what with the significant downgrades to the Citi Prestige Card and the pulled bonus for the Citi ThankYou Premier. That said, there are some sweet spots in the ThankYou Rewards program, and even with this new restriction Citi’s still more generous than other issuers when it comes to sharing points with friends and family members.

H/T: View from the Wing

Will this new rule affect you?

Citi Prestige® Card

While Citi announced some negative changes to this card back in July — including a lower sign-up bonus, the elimination of Admirals Club access and the end of the free rounds of golf benefit — one of its most valuable perks still remains, which is the 4th Night Free perk.  This benefit alone can save you thousands of dollars a year if you use it to its full advantage.

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More Things to Know
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
Intro APR on Purchases
Regular APR
15.74%* (Variable)
Annual Fee
Balance Transfer Fee
Recommended Credit
Excellent Credit

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