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If any of your future travel plans include hotel stays and you’d like to cut down out out-of-pocket costs, this sign-up bonus could be worth a look. The Citi Hilton HHonors Visa Signature Card is once again offering 75,000 points to new cardholders who spend $2,000 in the first three months.

We last saw this increased sign-up offer back in February, and it’s a significant step up from the usual bonus of 40,000 HHonors points, although that offer has a lower spending requirement ($1,000 in the first four months).

According to TPG’s latest valuations, HHonors points are worth 0.5 cents apiece, so the 75,000-point bonus gets you $375 in value. Depending on how you redeem those rewards, though, they can be worth significantly more.

Here’s a rundown of the card’s key perks and earning rates:

  • Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*

Is It Worth It?

The Citi Hilton HHonors Visa Signature Card is one of several solid options for Hilton guests, and it offers some notable benefits especially considering that it’s a no-fee card. The complimentary HHonors Silver status is especially nice; we value this level at $65, with the main perk being a fifth night free on award redemptions. Plus, you can upgrade to HHonors Gold status when you $20,000 on the card in a calendar year or complete four eligible stays within the first 90 days of account opening.

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75,000 points will get you far at a low-level property like Hilton Garden Inn Hanoi.

However, the biggest draw for this card is probably that 75,000-point sign-up bonus, which can get you far if you redeem those rewards wisely. If you want to really stretch their value, you could opt to redeem at a lower-level Hilton property where free nights go for as little as 5,000 points. You could also save on out-of-pocket costs for a short stay at a luxurious Category 9 property like the Conrad Hong Kong, where nights start at 70,000 points in August. If you already have some HHonors points stashed, you could even splurge for a night at the Category 10 Conrad Maldives Rangali Island, where free nights usually cost 95,000. If you travel all that way though, you’ll definitely want to spend more than a night or two at the property, so it could be worth looking into a Points & Money reward (if available) or paying cash if you can find decent rates.

Finally, keep in mind that there are other Hilton co-branded cards worth considering. For example, the Citi Hilton HHonors Reserve Card (with a $95 annual fee) is currently offering a sign-up bonus of two free weekend nights after you spend $2,500 in the first four months, and those free nights can easily surpass $500 in value if you use them at high-end properties.

Bottom Line

If you’d like to book award stays at any Hilton properties, the 75,000 points you’ll earn with the Citi Hilton HHonors Visa Signature Card sign-up bonus will definitely come in handy. It’s a generous bonus — especially for a no-fee card — and a significant step up from the standard 40,000-point offer. Just don’t wait too long if you’re interested, since it’s unclear how long this limited-time offer will stick around.

Featured image courtesy of the Conrad Hong Kong.

Chase Sapphire Preferred® Card

With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
N/A
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer Fee
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.