May 8th, 2016

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TPG reader Kevin sent me a message on Facebook to ask about earning Delta Medallion status:

“I have a Platinum Delta SkyMiles card, and I’ve passed both thresholds to earn bonus Medallion miles. Can I get another Delta card to earn even more elite miles, and if so, is that a good strategy?”

Several airlines offer paths to elite status through spending on co-branded credit cards, but Delta is perhaps the most generous. The Platinum Delta SkyMiles Card offers 10,000 Medallion Qualification Miles (MQMs) when you spend $25,000 in a calendar year, and another 10,000 MQMs when you spend $50,000. Meanwhile, the Delta Reserve Card offers 15,000 MQMs when you spend $30,000 in a calendar year, and another 15,000 MQMs when you spend $60,000.

Kevin wants to know if he can earn bonus elite miles from more than one of those Delta cards, and the answer is yes. Between the two, you could earn 50,000 MQMs each calendar year — enough to reach Gold Medallion status without setting foot on a plane. Furthermore, each of those cards has a business version with similar bonus opportunities; in theory, you could earn 100,000 MQMs annually from spending alone, and that doesn’t account for any sign-up bonuses that may include additional MQMs in the first year.

Whether it makes sense to hold more than one of these cards depends a lot on your travel and spending patterns, and how much you value Delta elite status. On one hand, you get elite miles along with some useful benefits: Both cards come with an annual domestic companion certificate, and the Reserve Card offers Sky Club access when you’re traveling on a Delta-coded or Delta-operated flight. (You get other perks like a free checked bag and priority boarding, but those are redundant once you have elite status.)

Earning an extra 50,000 MQMs each year could easily mean the difference in reaching top-tier Diamond Medallion status, or could at least help you requalify consistently for a lower tier. You’ll also get a waiver for MQD requirements, so it will be easier to maintain your elite status in years when you don’t have many paid Delta flights.

Delta bumped award prices on business class to Israel.
If you value Medallion status and fly Delta regularly, getting more than one SkyMiles card can make sense.

On the other hand, the annual fees for the Platinum and Reserve cards are $195 and $450, respectively, so there’s a significant cash outlay each year just for having them. More importantly, the spending requirements for the elite mileage bonuses are substantial; you’d need to spend $110,000 annually to max out the MQMs on the Platinum SkyMiles card and Reserve card combined. That creates an opportunity cost in terms of lucrative sign-up bonuses and more valuable points you could be earning.

If you live in a Delta hub or if you’re a devoted Delta frequent flyer, and if you can meet those bonus spending requirements without sacrificing too many other opportunities, then I think getting more than one of these cards is a reasonable strategy. Ultimately, there’s no one-size-fits-all answer, so you’ll need to evaluate based on your circumstances.

For more on Delta co-branded cards and Medallion status, check out these posts:

If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at

Gold Delta SkyMiles® Credit Card from American Express

If you are a Delta flyer who is looking to bank some extra miles this card is a great addition for your wallet. While you'll earn 2 miles per dollar on Delta purchases and 1 mile per dollar on everything else, you'll also have access to other perks like priority boarding, a first bag checked free and 20% off in-flight purchases.

Apply Now
More Things to Know
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
Regular APR
16.24%-25.24% Variable
Annual Fee
$0 intro annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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