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Update: Some offers mentioned below are no longer available. View the current offers here – Citi Prestige, Citi / AAdvantage Executive World Elite Master Card

Citi Prestige is a premium travel rewards card that offers cardholders a ton of lucrative benefits and is consistently ranked on the list of TPG’s top credit card offers. Because of its many benefits, there are countless ways to maximize the card’s value, from a $250 annual air travel credit to complimentary access to Admirals Clubs and Priority Pass Select lounges. However, until recently, one thing still wasn’t clearly spelled in the card’s terms and conditions: The rule about guest access to Admirals Club lounges. TPG reader Henry Z. wrote in asking about this so we reached out to Citi to find out more.

According to a Citi representative we contacted, the primary cardholder may bring as many immediate family members into Admirals Club lounges — or up to two traveling guests who are not family — however, all guests are required to be traveling with the primary cardholder on the same American Airlines and/or American Eagle itinerary. This means if a guest is traveling with you but not on the same itinerary, they won’t be allowed into the Admirals Club even though the primary cardholder will be.

The Admirals Club in Miami.
The Admirals Club in Miami.

Keep in mind that you can only get in Admirals Clubs as a Citi Prestige cardholder if you have a flight booked on an American Airlines, American Eagle or American Connection-operated flight. In this case, it’s better to have a card like the Citi / AAdvantage Executive World Elite Master Card, since it gives you access to Admirals Clubs no matter which airline you’re flying. In addition, authorized users of this card also have access to Admirals Clubs.

That being said, Citi Prestige is still a great option for a premium travel rewards credit card, especially when it comes to benefits at the airport. In addition to Admirals Club access, cardholders and authorized users also have access to Priority Pass lounges — and very generous access, at that. Primary cardholders can bring immediate family members or up to two guests inside with them. You can also pay for additional guests at the rate of $27 per person.

The current sign-up bonus on the Citi Prestige card is 50,000 ThankYou points after spending $3,000 in the first three months. You get 3x the points on air travel and hotels, 2x the points on dining and entertainment and 1x the points on all other purchases. In addition to the lounge access benefits, you’ll also get an annual $250 air travel credit, a 4th night free at any hotel and not have to worry about paying foreign transaction fees while traveling abroad, among other benefits. Note that there is a $450 annual fee for this card.

Citi Prestige® Card

While Citi announced some negative changes to this card back in July — including a lower sign-up bonus, the elimination of Admirals Club access and the end of the free rounds of golf benefit — one of its most valuable perks still remains, which is the 4th Night Free perk. This benefit alone can save you thousands of dollars a year if you use it to its full advantage.

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More Things to Know
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
Intro APR on Purchases
Regular APR
15.74%* (Variable)
Annual Fee
Balance Transfer Fee
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.